Review and analysis of over 10 Fha Mortgage complaints against Cardinal Financial Company, LP
Cardinal Financial Company, LP consumers have reported over 10 official complaints related to FHA mortgage. Out of the 10 consumer complaints against Cardinal Financial Company, LP, 0% were disputed by the consumer (i.e. the consumer was not happy with how Cardinal Financial Company, LP responded to their complaint) and 90% were processed in a timely manner. 0% of consumer complaints against Cardinal Financial Company, LP resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Cardinal Financial Company, LP Mortgage settlement process and costs July 16, 2016 - I have been working with Cardinal for months. I sent you a complaint a few weeks ago. Nothing was done, but not things are even more serious. I think they are intentionally trying to make sure that my loan is denied, probably because I filed the complaint. I was suppose to close on -. I did n't. Not because I had n't done what i was suppose to do, but because they kept changing the " fha guidelines ''. They constantly lie to me. I was told I had to verify funds of 1 % of the loan or more, but the day before closing they started demanding all this extra paperwork that is not required. They h... |
Cardinal Financial Company, LP Mortgage application, originator, mortgage broker June 16, 2016 - My loan officer, at the time, - - lied to me over and over again and cost me time, money and - homes. He kept lying about the numbers and when I called to report him ( I called over a 100 times ) no one would return my calls. He has since been terminated due to fraud, but they refuse to make me whole my waiving their origination fees. They also lost my personal paperwork. I had to submit documents 3 times over, the same ones and no one can tell me where they are. For all I know, - took them when they left. Someone needs to look into the practice of this company because I think they... |
Cardinal Financial Company, LP Mortgage loan servicing, payments, escrow account January 25, 2016 - My wife and I bought a house and closed on -/-/-. At the time that we bought the house the taxes per year were $900.00 a half because there was a tax abatement that we were not made aware of. The title company collected the $900.00 from the seller -/-/-. We have just received our tax bill for -/-/- and the bill is $1500.00. That is about $640.00 more than was expected. I called my mortgage company and they have stated that they paid it, but our payment is going to increase by over $200.00. I called the title company and they stated that they are not responsible bec... |
Cardinal Financial Company, LP Mortgage application, originator, mortgage broker December 1, 2015 - I attempted to lower the current, 7 %, interest rate of my home by refinancing. I was contacted by Cardinal Financial Company to refinance my mortgage ( recorded ). I told the Cardinal representative about prior attempts to refinance and prior appraisal fees paid. I was NOT willing to pay for another appraisal. I also gave the Cardinal representative underwriting information that would be on my title search. I was trying to be as transparent as possible. This representative assured me that I should have NO problems acquiring refinancing. I subsequently paid the $470.00 for an appraisal. Afte... |
Cardinal Financial Company, LP Mortgage application, originator, mortgage broker September 4, 2015 - RE : Cardinal Financial LPIn applying for a 30year FHA loan product the servicer deliberately delayed with processing and underwriting in and overcharged from the material GFE. The delay was blamed on inundated staff with overwhelming applications. reference : - Approval No. - LICENSE - providing all the needed paperwork they were non-responsive as this is how they can justify providing multiple rate-lock extensions and have complete disregard for the binding GFE. - ( attached ) does not reflect the origination fees supplied with the GFE. The GFE was charged multiple rate locks bec... |