Review and analysis of over 182 complaints against Commonwealth Financial Systems, Inc.
Commonwealth Financial Systems, Inc. consumers have reported over 182 official complaints related to Debt is not mine. Out of the 182 consumer complaints against Commonwealth Financial Systems, Inc., 45% were disputed by the consumer (i.e. the consumer was not happy with how Commonwealth Financial Systems, Inc. responded to their complaint) and 99% were processed in a timely manner. 0% of consumer complaints against Commonwealth Financial Systems, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 12, 2016 - On - - I reviewed my credit report and found there was a collection account placed on my credit report from Commonwealth Financial Systems. I filed a dispute with the - credit bureaus in writing on the same day. They updated the account with the - credit bureaus but never provided me with documentation on the debt being mine. The credit reporting agency - gave me a telephone number to reach them because there was nothing else for them to do. I called in - and spoke with - -. He told me that the bill was for someone else who was a minor at the time. I stated that this wa... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 27, 2016 - I have been - for the past 3 years. I have only went to - -. This company is staying that I owe them However, I have never went there. It says that the account was open on 2015 well at that time I had medicaid and south this all of my doctors bill were covered. Plus I have insurance with my job. I have told them multiple times that this is not my account. However they keep reporting this to my credit report. When I know that this is against the law to do. With death validation and if they do n't have all of there legal bonding documents. Which I know that they do n't because this acco... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 7, 2016 - I have received collection notices from this company regarding a medical debt and I believe the they are trying to collect a debt that I do not owe. I have contacted the original creditor and they do not have an account that is tied to either my name or my social security number. Also, on the validation document that I received from the creditor, the name is not spelled the same as mine, the address is to a place I 've never lived, and I have never been treated at the hospital in question or on the date of services listed on the account. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 17, 2015 - I notice a new collection on my - credit report and didnt reconize it disputed it with the credit bureau. Cam back as verified. Contact the collection angency that was listed on my credit report and ask about this debt. Then they gave me a name other than mine as the oweing the debt. And told them i am disputing this debt i want original bill and what if anything i paid on this aledged debt and what are the charges for. The agent said to me we dont do that all we have is a computer generated bill ( tied assuming to my social security number being on my experian credit report ) cause the nam... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 8, 2015 - This is an insurance claim that I have talked to the provider about and provided insurance information to. I was covered by Medicaid and the provider is NOT suppose to bill me for anything other than the contracted co-pay set by Medicaid. $1000.00 is NOT a co-pay. When I talked to the provider of the medical services, I gave them the insurance information and they said they would file it with Medicaid. I am not liable for this account. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 23, 2015 - I disputed this account with Commonwealth Financial Systems via certified return receipt letter ( attached ) on - -. The company has failed to verify the account belongs to me and I have no knowledge of this account. It has not been deleted from my credit reports. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 21, 2015 - I disputed this account with Commonwealth Financial Systems via certified return receipt letter ( attached ) on -/-/-. The company has failed to verify the account belongs to me and I have no knowledge of this account. It has not been deleted from my credit reports. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 9, 2015 - I have a medical collection posted on my credit report from Commonwealth Financial Systems ( CFS ). The debt is not mine. I have contacted CFS to verify the debt. I requested to be provided with a proof that this debt belongs to me, as any accounts I might have had are obsolete. They did not provide me with any document or evidence that this debt is mine. Under HIPAA privacy laws CFS should not have any of my personal medical information, unless they have a written '' agreement with the original creditor to collect debt on their behalf. I have called CFS several times and I have send certifie... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 30, 2015 - I am filing this complaint on behalf of my - year old mom who lives alone and has -. She continues to receive approximately 3 calls per day from phone number -. When she answers the phone, they hang-up on her. I googled the phone number and found it to be associated with Commonwealth Financial, a debt collection agency. My mom has no debt and has always paid her bills in full and on-time. I tried contacting Commonwealth via the above phone number, but all I get is an automated message. If I select the option to speak to a live person, I automatically get hung-up on. I tried that sever... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 26, 2015 - I pulled my credit report In - 2015, and it showed a collection agency " Common wealth financial system/ NE Credit collection '' reported to - and - an account in the amount of $750.00. I disputed this account with - on - -, 2015 advising the account was not mine and on - -, 2015 the investigation was completed, advising proof of the debt was provided. I mailed a dispute directly to the entity on - -, 2015, advising the derogatory report be removed, and to provide validity of the debt/ account if the derogatory reporting is not removed. This dispute was received... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 21, 2015 - commonwealth finance and - is keep opening old account that is expired and all ways attacking my credit report over expire accounts and same account repeated tell information too - party. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine September 26, 2015 - I received an alert on my credit report of a collection account. I never received any communication from them. I do not believe I owe the bill but I was never provided an opportunity, or a copy of the original bill, to confirm it is legitimate. This is a scam that a collection company can report something without even contacting the debtor. This should be removed from my credit report and then provided to me to review and dispute or pay. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine September 23, 2015 - The above referenced debt is being reported in error and inaccurately on my credit report. The account does not belong to me and this has been confirmed in writing by Commonwealth Financial/Northeast Credit & Collection. Please refer to the attached CFPB Complaint showing that this debt is for a minor and does not belong to me. It is worth noting that I am not the custodial parent or guardian of any child whom could have acquired this debt. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine September 23, 2015 - I would like to bring your attention that COMMONWEALTH FINANCIAL are violating several laws pertaining to my social security Number, and the FDCPA. First thing, I would like to know how they came into possession of my social security number, who authorized their company to use their tradeline on my credit file. Furthermore, they have placed a negative account on my credit file before they addressed a debt assumption letter to me. According to my credit file, the date for this fraudulent account was placed on my credit file - -, 2015, and I am just now receiving a debt assumption letter o... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine September 22, 2015 - Northest Collections Agency -. They have the wrong phone number, I have repeatedly asked them nicely '' to stop calling to no avail. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine September 17, 2015 - This debt is not mine. It has appeared on my credit report - different times over the last 5 years, each by a different company. Each time I disputed the debt in the past it has been removed from my credit report. This time however, Commonwealth Financial/North East Credit and Collection inexplicably and inaccurately verified this debt as valid. Additionally, they have re-aged the account to make it appear that it was a new collection as of -, 2015. I sent a debt validation letter - on - -, 2015 with no response. I am attaching the - letter and Certified Mail - card. PLEAS... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine September 5, 2015 - This debt just showed up on my report, I believe back in - 2015, I never heard of this company before, until now, I believe I am not responsible for this debt. I summited complaints with the credit bureau 's and have got no where. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 13, 2015 - I pulled my credit report and noticed that this company has reported that I owe them money and to best of my knowledge I have never received any service from them nor have I signed a contract stating I would. I was not afforded with challenging or disputing the debt in accordance with the law. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 4, 2015 - I received a phone call today from a lady in - state stating they are a 3rd party legal and attorney service and wants me to give my phone number and address to them for a - legal matter. I have not lived in - since -/-/-. I pulled my credit reports today and found this new collection account on my -. Please remove this account from all - reports.commonwealth financial systems acc - opened -/-/-- - - - - -, - - ( - ) -Collection account. $270.00 past due as of -Your report number is- Report date : - ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 26, 2015 - I AM NOT ENTIRELY SURE WHO THESE PEOPLE ARE AND WHY THEY KEEP CALLING ME ALL THE TIME. I HAVE NEVER BEEN BEHIND ON ANY OF MY ACCOUNTS. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 24, 2015 - This debt is not mine and has previously been removed from my - Credit report. This company Commonwealth Financial Systems continues to keep putting this collection account on my credit reports even after the have failed to provide proof this account belongs to me. In fact they have deleted the collection account on my - credit report then they resubmitted it on my - credit report. I disputed it on - credit report # -, but - stated it was verified by Commonwealth Financial Systems to be mine, but both companies Commonwealth Financial Systems and - have failed to show how... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 10, 2015 - I went to - - - on -/-/-, I paid my co-pay during the visit. - - - - tried to use incorrect insurance information ( - - - ), when I 've had - - - - of Texas insurance since - of -. - sold/contacted CommonWealth Financial Systems, they submitted my debt/account to collections on my credit report in - of -. I contacted them stating I had insurance, they worked with - to resubmit a claim to - of Texas, which denied their claim stating the submission as 12 months past service date, and I was liable for $0.00. I will be submi... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 6, 2015 - On - - 2015 I received a dunning letter dated - - 2015 from CFSI informing me that I owed them $1300.00 on an alleged debt from a company called - - -. I disputed this debt in it 's entirety the following week via certified means on - - 2015 as I have no clue to who CFSI is or - - -. I have no contractual obligations nor have I had ANY obligations to either. To my complete horror and surprise CFSI reported this so-called debt on my - report on - -. No response to my dispute whatsoever!! And they reported it at least - weeks before the - day ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 2, 2015 - I had a medical bill that was owed from - 2009 for $540.00 to - Hospital- @ - - -, - - T- - ph # - acct # -. The collection agency Commonwealth Financial systems Inc ph # - sent me collection letter on this. I pulled my credit to see that they had the same amt - on my report. I called - Hospital/ - - Services and the bill was due which i moved and did not get the bill. I settled the acct on - for $160.00 and paid it and told the rep that the - acct they had was a dup acct and they were supposed to contact client on matter which has not ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 22, 2015 - Commonwealth Financial keeps calling me on my cell phone over and over. Each time I speak to a rep there, they claim that they do not have the number they are calling in my system, yet I use my cell phone to tap the incoming number when I 'm calling them back. I have asked them numerous times to remove my number since I have no business with them and they have no business with me. Please help me make them stop calling my phone. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 20, 2015 - My home number - is called repeatedly by debt collectors. Commonwealth Financial calls, asks for - and then hangs up. They do not identify themselves. I had to call the number back to get the name of the company. I am not -. I do not know - and have never known any - 's. I have had this phone number since 2003. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 12, 2015 - In reference to case # - and - Commonwealth Financial Systems, Inc continues to telephone me and send me mail regarding the above case numbers. This time, instead of listing - - as the placer of the so-called debt they now list - - -. The same information still obtains. - - - - failed to exercise due diligence in billing the VA in a timely manner ( over 8 months ). In the above referenced case numbers I was assured the collection efforts would stop pending a decision. That has not happened. They have continued to harasses my wife and send me letters telling m... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 8, 2015 - i recently pulled my credit report and discovered that this company has placed this item on my credit report. I was never notified that I owed them a debt and therefore my rights under the FDCPA were violated. I was not allowed to request validation ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 1, 2015 - I went to - - ER on -/-/-, I paid my co-pay during the visit. - - - - tried to use/bill incorrect insurance information ( - - - ), when I 've had - - - - of Texas insurance since - of -. - sold/contacted CommonWealth Financial Systems, they submitted my debt/account to collections on my credit report in - of -. I contacted CommonWealth stating I had insurance, they worked with - to resubmit a claim to - of Texas. - of Texas denied their claim stating the submission was - months past service date, and I was liable for $... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 29, 2015 - This collection agency placed an account on my credit report that is not mine, they never sent me any information stating that they are placing this on my credit report. I sent them a letter asking them to validate the obligation and they ignored it. They are in violation of section 809B of the Fair Debt Collection Practices Act and section 392.101 of the Texas Finance Code. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 22, 2015 - Commonwealth Finance keeps trying to destroy my credit for items that were proven to have no longer been my responsibility. As proof, please see the attached documents from - Collections Management Center that show I 've had these items removed from my credit report - before Commonwealth Financial went in and changed the dates so as to fool the system and collect their fees above all else. The items were disputed, removed, then re-inserted without notification. They need to acknowledge these past deletions and leave a - vet alone! ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 21, 2015 - - lists both Northeast Credit and Collect ( NCC ) and Commonwealth Financial Systems ( CFS ) as holders of an alleged collection account. - still shows NCC as holder. ( see attached ). I have requested, in writing, verification of debt and have not received my dated signature for this debt. I have received a BLANK form letter for collection which is not verifiable validation of the debt, see attached. This alleged debt is dated for origination in - of 2009. Per statutes, such debts, alleged or otherwise, are no longer collectable. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 21, 2015 - - lists both Northeast Credit and Collect ( NCC ) and Commonwealth Financial Systems ( CFS ) as holders of an alleged collection account. - still shows NCC as holder. ( see attached ). I have requested, in writing, verification of debt and have not received my dated signature for this debt. I have received a BLANK form letter for collection which is not verifiable validation of the debt, see attached. This alleged debt is dated for origination in - of 2009. Per statutes, such debts, alleged or otherwise, are no longer collectable. ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 6, 2015 - This company calls our home - times per day. The calls are rude, harassing and threatening! We have explained to them, we are - citizens. We have no debt. We have no credits or anything. The only thing we pay each month is out electric, telephone, cable.We have called the number back, and asked for a manager. We spoke to a - -. She was extremely rude and nasty. This is the company : Commonwealth Financial Systems , Inc . - - -. - -, PA - : - : - are - citizens. We do not deserve to be treated with such harassment and disrespect. Email : -- ... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine March 31, 2015 - In -/-/- a collection company attempted to collect - debts from me that were not mine. They used a variation of my name and home address including an apartment number for my home. I filed a complaint with the attorney generals office in -, WA. I did not hear any more. In -/-/- ( 6 years later ) Commonwealth Collections ( a subsidiary of - collections ) attempted to collect these same - debts with a variation of my name and the same erroneous apartment number for my residential home address. Once again I referred the matter to the attorney generals office. The AG filed a c... |
Commonwealth Financial Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine March 30, 2015 - This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! ... |