Review and analysis of over 4 complaints against Social Finance, Inc.
Social Finance, Inc. consumers have reported over 4 official complaints related to Qualify for a better loan than offered. Out of the 4 consumer complaints against Social Finance, Inc., 50% were disputed by the consumer (i.e. the consumer was not happy with how Social Finance, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Social Finance, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Social Finance, Inc. Student loan getting a loan qualify for a better loan than offered November 17, 2016 - I applied for a loan through SoFi. The advertisement says that Fixed rates are as low as 3.5 % APR. I applied for the loan and they were only able to get my 5.24 %. I called and asked a rep how they determine the score. They said a variety of factors such as job industry, duration of employment and a few others. However, my credit score is -, near perfect. I explained this fact. That was barely acknowledged. I then asked what percentage of people have received a 3.5 % APR rate under their current offerings. The representative then said, " I have n't seen any applications with that rate. '... |
Social Finance, Inc. Student loan getting a loan qualify for a better loan than offered April 15, 2016 - !!! Document the rates you are offered along the way and be sure to check the final rate on your loan!!!! During the pre-approval process, I was offered high rates for refinancing my student loan. I added my husband as a cosigner and the pre-approved rates dropped. I selected the 4 % fixed rate for 7 years. I then continued through the process. After getting " approved '' I received an email stating that the terms had changed. I logged in and it was not obvious what had changed. I called SoFi and was told that my rate had improved to 5.75 % and that I should just sign. It seems that the lowe... |
Social Finance, Inc. Student loan getting a loan qualify for a better loan than offered February 2, 2016 - I applied for a refinance with SoFi and I was offered much worse terms than they advertise. I have approximately an - FICO score with over 12 years of stellar credit ( deep credit ), I make over -, I have no debt except for a car loan and the student loans ( not even a mortgage ) ; and SoFi quoted me at 4.99 % as the best possible fixed rate. The company has been advertising 3.5 % interest rates all over ( competing with other student loan refinance companies ) ; if I am not being offered the best rate, I believe that there may be some fraud going on with marketing the rates. ... |
Social Finance, Inc. Student loan getting a loan qualify for a better loan than offered December 15, 2015 - I contacted SoFi regarding an advertised Student loan rate of 1.91 %. I was really excited to see SoFi 's advertise 1.91 % on student loan 's and went through the registration and application process immediately. Sadly the " best '' rate thy were able to over me was 3.825 % on a variable 5 year loan. I took a screen shot of the advertisement - The rate quote did n't pull credit score which I was surprised about but I know my credit is really high. Since they did n't pull a credit score, I also went through and try numerous permutations of of the rate quote matrix to try and see what did... |