Review and analysis of 12 consumer complaints against Total Card, Inc.
Out of the 12 consumer complaints against Total Card, Inc. Credit Card, 50% were disputed by the consumer (i.e. the consumer was not happy with how Total Card, Inc. responded to their complaint) and 100% were processed in a timely manner. 8% of consumer complaints against Total Card, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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| Issue | Complaints |
|---|---|
| Billing disputes | 7 |
| Identity theft / Fraud / Embezzlement | 2 |
| Delinquent account | 1 |
| APR or interest rate | 1 |
Total Card, Inc. identity theft / fraud / embezzlement May 31, 2016 - I have been a victim of fraud and Identity theft. I have reported - to all - credit bureaus about this and they have went to every extreme to notify this company that I was a victim of identify theft and fraud. I am also contacted the company stating that this not my account and sent in an affidavit stating it is not mine. I have also had my attorney to submit a letter to this company and they still have yet to respond back to me or my attorney. I am very furious about this because I have sent supporting documentation to this company even though they think the social number matches name ... |
Total Card, Inc. identity theft / fraud / embezzlement April 16, 2016 - I have requested that Total Card Inc. send a contract bearing my signature or remove the fraudulent account from my credit file. ... |
Total Card, Inc. billing disputes December 20, 2015 - For weeks, I 've asked this company to replace my card, as it has been compromised. Someone has made unauthorized charges on this card. - charge was to a place called - for $4.00. Others include - - and - - 's. I reported the card as COMPROMISED months ago, and requested a new card. Then, someone stole the card, and it is no longer in my possession. As a rule of thumb, I make small payments to all of my credit cards. Total Visa was no exception. In spite of this, they have been telling me that I 'm past due of $43.00. They are also reporting the account as delinquent, cle... |
Total Card, Inc. communication tactics called after sent written cease of comm November 10, 2015 - I asked to Cease and Assist the debt with the current - - - and both - - and currently Total Card has been harassing me and been belligerent when I called them to do not call me as this account is - yrs old and I am not working and am -! Also verbally threatening and harassing me! I also asked not to be on a recorded line and they disrespected my wishes!! ... |
Total Card, Inc. disclosure verification of debt not given enough info to verify debt November 5, 2015 - I have written, called the collection agencies requesting verification of this " debt they are reporting on my credit bureaus as belonging to me '' But, they keep giving me the round around and can not provide me with proof of the authenticity of this debt. I have already written, called, to no avail. I'v requested verification of this account confirming that is my debt or they need to remove this collection account from my credit reports. ... |
Total Card, Inc. cont'd attempts collect debt not owed debt is not mine June 19, 2015 - I received a collection notice from a business that claims to be a debt collector. They are supposedly acting on behalf of another business, which is shown on the notice I received to be the current creditor ''. The notice also shows another business as the original creditor ''. I never received any type of notice from either of these - businesses telling me that I owe them anything. It is because of this that I do not believe this is an actual debt. It is most likely a fake debt that this debt collector '' is using to collect money for themselves. The notice shows me owing $960.00 to ... |
Total Card, Inc. improper contact or sharing of info contacted me after i asked not to June 1, 2015 - Collection agency has repeatedly contacted me and third parties regarding an alleged debt after being asked to cease and desist contact. Agency also failed to verify the debt and prove the debt is not time-barred, including refusal to provide Date of Last Payment and/or Date of Delinquency. ... |
Total Card, Inc. billing disputes May 21, 2015 - Several items in dispute are not resolved with Total Card inc, numerous complaints have been filed against them and nothing done/resolved. The - ( - ), Attorney General of South Dakota, South Dakota dept of banking, have all unresolved complaints against them. Their rep, - -, claims the findings of their investigation were provided to me which is not true. The last information reported to me is the items were charged back to the companies, according to - in fraud. I have heard nothing since. Again, no findings were reported to me because they were not investigated. - was advi... |
Total Card, Inc. cont'd attempts collect debt not owed debt is not mine April 6, 2015 - I CAN NOT BE BOTHERED WITH THESE PEOPLE. THEY DO NOT HAVE THE RIGHT INFORMATION AND FOR SOME REASON THEY DO NOT UNDERSTAND AND HAVE STARTED TO REPORT ON MY CREDIT I SENT A CEASE AND DESIST ORDER TO HELP BUT IT SEEMS TO HAVE FAILED IM STILLING RECEIVING CALLS AND ITS STILL ON MY REPORT ... |