PHH Mortgage Mortgage Complaint

VA mortgage Loan modification,collection,foreclosure

PHH Mortgage Mortgage department,

VA mortgage Loan modification,collection,foreclosure Texas

I have been working with my current mortgage company, PHH Mortgage, in regards to a loan modification. Back in - of 2016 I was informed that my loan modification had been approved and that my first payment was due in -. I made the first payment as scheduled. In - I received notice that my loan modification had not been approved. I contacted my attorney and that third party company that I was working with regarding this notification and as result, it turns out that the mortgage company had not sent any trial documents and that the loan approval documents had not been sent to the correct address. After receiving all of this information PHH mortgage advised that the loan modification had in fact been approved, the miscommunication of loan documents had been an oversight on their part and to go ahead and send in my payments directly to them. I have now received notice that my home is up for foreclosure with a date and time of sale. I am an - service member, which the mortgage company is well aware of, and have stayed engaged with them in every step to save my home. I contacted my attorney and the third party company for assistance in this matter. Contact was made with PHH Mortgage to discuss this matter and now we are being told once again that the loan modification has not been approved and that my payment has been return ( nothing has been received from PHH Mortgage ). We have asked to speak with my case manager at PHH Mortgage, his supervisor, and that persons supervisors. No one is ever available to assist in this matter. Once again I am in danger of losing my home and also, the tenants that I have living in the home are in danger of being put out. This highly unprofessional and unethical.

PHH Mortgage customer in Texas
Mar 07, 2017

* Source: CFPB Complaint Database

PHH Mortgage response to complaint:
Closed with explanation

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