Servis One, Inc. Mortgage Complaint

Servis One, Inc. Mortgage department,

Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure Florida

BSI FINANCIAL SERVICES - ... -. SOLELY IN IT CAPACITY AS SEPARATE TRUSTEE OF - I am the Product of Dual-tracking that is prohibited by 12 C.F.R 1024.41 ( g ) and the National Mortgage Settlement. The debt has been sold and transferred and sold many times. I have spent a fortune on lawyers over these 8 years trying to modify my loan. - refused to take my payments. I 'm - year old ( been a single Mother since I first purchased my home ... my goal was to pay my home off by now after almost 25 years! Instead, those payments have been ADDED and used as profit for the current investors! BSI Financial Services states they are my new " Servicer '' ... transferred/sold from - Bank. Not complied with Section 6 of RESPA ( 12 U.S.C Section 2605 ). The new creditor is - SOLELY IN ITS CAPACITY AS SEPARATE TRUSTEE OF - to whom the debt is owed. - Assets is an investment company that specializes in the evaluation, acquisition, management, and sale of distressed debt and real estate.


Does this mean they take from the poor to give to the poorer? I wrote to BSI financial on -/-/- and have not received reply with response to my issues. I sent them the appropriate documentation proving proof of payments that previously had been denied. The robot stamping of the note " copy '', the notification letters NOT sent to me at my address and property in question. If the - is to preserve affordable housing throughout the United States, why would they want to hurt me? All I have been trying to do since 8 years ago, is try to modify my loan, and honest and hardworking woman ... when President Obama firstly created the Hamp Program for the very reason to help people like myself. I want fairness and kindness and truth ( not lies ). I have been treated wrongly by the Banks starting with - Bank who continuously and monthly for over 5 years tell me I did n't send the paperwork in on time .... truly ridiculous and stupid and lies. It 's been abusive! NOTICE OF ERROR I, - ( hereinafter referred to as the " Borrower '' ) in connection with the following Notice of Error under 12 C.F.R. 1024.35, and in connection with a Request for Information pursuant to 12 C.F.R. 12 C.F.R. 1024.36 that is sent contemporaneously with this Notice of Error. FACTUAL BACKGROUND Prior to the Notice of Assignment of Servicing Rights dated -/-/-, Loan Number - was being serviced by - ( a different loan # ) ( hereinafter referred to as " - '' ) /- ( hereinafter referred to as " - '' ). I was in direct contact with -. In early -, I began experiencing some financial duress due to lack of employment. I paid my -/-/- and -/-/- payment ( of which they claim they never received, however, I have the document receipts to prove it they in fact did receive ). - then provided me with temporary relief in the form of a Forbearance Agreement that commenced from -/-/- through -/-/-. ( I, by the way never asked for that, .... they sent documents telling me that ). ( proof of documents on file ). - agreed to evaluate me for a loan modification if I provided CHF with current financial information. I made all of the payments that were required of me! I provided all of the documents and financial information that was requested from me all the time. I contend that the banks violated 12 C.F.R 1024.41 ( d ) by not providing me, in writing, for specific reasons for such denial. The banks further compounded this error by not providing me with a right of appeal of the decision in writing.