Conventional fixed mortgage Loan modification,collection,foreclosure
Shellpoint Partners, LLC Mortgage department,
Conventional fixed mortgage Loan modification,collection,foreclosure Connecticut
Dear Shellpoint Mortgage Company, C/O - - I have received the loan modification agreement from Shellpoint and it does not reflect the terms you laid out in the - -, - letter you sent me stating : " Note that the total new principal balance under the modification is projected to be $160000.00, and $49000.00 of that balance would be deferred. The deferred balance is non-interest bearing, and you would not make payments on the deferred balance : however, the deferred balance will become due and payable in full once the loan matures. '' The offer I received is for paying on the full balance of $160000.00, with no deferred balance. When I called customer service, I was told the offer is what it is and there is no other option, without anyone picking up the phone to talk to you or any other supervisor. I thought we had worked out our differences with the lack of attention paid to my account and the multiple errors being made on account of Shellpoint Mortgage Services.
concerns I communicated to you about the " batch errors '' on my account. In addition, in the same letter you mention " posted to your loan in error '', refunded to you in error '' and made at the request of a Shellpoint employee, in error. '' It seems to me that there are a lot of errors happening and little to rectify the situation. I also mention duplicate PMI payments which you wrote off as " disbursements for - - and - - were skipped. '' Another error perhaps? Or how about if you look back at the data you will see the skipped payments you mentioned actually were made on -/-/- for -/-/- and on -/-/- for -/-/-. I have worked hard on getting Shellpoint to take responsibility for the " errors '' which have altered my account. I honestly believed we came to an agreement with you last letter and am disappointed that I now have to continue to fight with you to get the agreement you sent me in writing on - -, -.
Shellpoint Partners, LLC customer in Connecticut
Sep 27, 2016
* Source: CFPB Complaint Database
Shellpoint Partners, LLC response to complaint:
Closed with explanation
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