Discover Credit Card Complaint

Advertising and marketing

Discover Credit card department,

Advertising and marketing Florida

On/about - - 2016 I applied for a Discover it credit card on -. On - - I got an email confirming that I was approved for the Discover it card and that $50.00 gift card was loaded to my - account as part of my approved card, which would be mailed to me. Around that time I also checked my credit reports on creditkarma and found that my - credit score was excellent. - scored slightly lower and " good. '' By - - I still had not received the credit card from Discover and I became concerned. I called Discover at - and told them about it. They said they would close my account ending in - and issue me a new Discover it card with a different account number and it would be mailed to me in 3-7 days. They confirmed that they do have my correct address. I asked what the last - numbers of the new credit card would be and customer service said they ca n't tell me.


So I 'm not sure what " overnight '' means in Discover land but it 's been longer than overnight in my world. My complaints are - : Why is this credit card mailing being delayed? I noticed that the " approved '' Discover it card has been deleted from my list of credit cards on my - account. And no further notice of approval has appeared on either my amazon or been sent to me by email. I 'm sensing an element of deception here. -. My credit scores as of today have dropped - points and - points respectively for - and -. The only recent change in my activity has been my application and approval for the Discover it card that never arrived.

Discover customer in Florida
Aug 14, 2016

* Source: CFPB Complaint Database

Discover response to complaint:
Closed with explanation

Consumer disputes how Discover handled their complaint

Created with Highcharts 4.2.3DiscoverComplaint HistoryComplaints1/20122/20124/20125/20126/20127/20128/20129/201210/201211/201212/20122/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/20141/20152/20153/20154/20155/20156/20157/20158/20159/201511/201512/20151/20163/20164/20165/20166/20168/201611/201612/20161/20170246810Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3DiscoverAdvertising and marketing59.3%12.9%22.1%3.6%2.1%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageAdvertising and marketing0.4%62.4%12.3%19.9%1.3%3.4%0.3%0.0%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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https://www.discover.com/
224-405-1747
davidnelms@discoverfinancial.com
P.O. Box 30943 
Sale Lake city UT 84130
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