Citizens Financial Group, Inc. Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

Citizens Financial Group, Inc. Bank account or service department,

Checking account Problems caused by my funds being low New York

I opened a One Deposit Checking account online with Citizen Bank ( -. - - - -, RI - ) in -/-/-, been doing all my transactions online or using debit card in - -, NY that I reside, received emails from Citizen Bank and downloaded my paperless statements. On -/-/- I received a letter dated -/-/- from bank indicating my account is overdrawn $120.00 urging me to make a deposit. I downloaded my latest -/-/- statement, it show that my account was overdrawn $2.00 on -/-/-, bank charged $35.00 overdraft fee on -/-/-, then a $30.00 sustained overdraft on -/-/-, another $30.00 sustained overdraft fee on -/-/- and a third $30.00 overdraft fee as was implied in -/-/- letter or charging me $120.00 for overdrafts between -/-/- to -/-/- without letting me know by phone or email that my account was overdrawn $ -.I called the number on the letter and was told that bank had sent me another letter on -/-/-, when asked why not a phone or email message, I was told bank sent the letter. All my other banks alert quickly such matters, later on -/-/- I received an automated message from Citizen Bank urging


Citizen Bank had my phone and email on file, made no attempt to inform me of the $2.00 overdrawn amount and charged me $120.00 overdraft fees, when I called them on -/-/- I was also told that my account is eligible for one time overdraft so the initial $35.00 fee no longer apply and I just have to - $90.00 for three times $30.00 sustained overdrafts. This also imply that if the bank had informed me of the $2.00 overdraft right away, I did not have to pay any overdraft fine, but the bank did not call or email and kept charging $30.00 fine over and over, I only have their word that a letter was issued on -/-/-. The only letter I received is dated -/-/- and arrived on -/-/-.

Citizens Financial Group, Inc. customer in New York
Jul 29, 2016

* Source: CFPB Complaint Database

Citizens Financial Group, Inc. response to complaint:
Closed with monetary relief

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