First Credit Services Inc. Debt Collection Complaint

Other (i.e. phone, health club, etc.) Disclosure verification of debt not given enough info to verify debt

First Credit Services Inc. Debt collection department,

Other (i.e. phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt North Carolina

I was a member of - -, -, NY. When I joined the - -, In - -, I informed - of my - and asked to terminate contract. My mailing address was in NY, so I did not receive anything of the debt until - -. I received a letter from the gym stating owing them debt dated - -. I contacted the Gym, and they directed me to First Credit Services debt collection. I contacted First Credit, and spoke to - -. He told me that I owed them $430.00, which was considerably higher than the amount the Gym claimed I owed. I have not received any written notice of the debt from First Credit Services, and I gave them an updated address. I have sent a letter requesting a validation of the debt, but I have not received anything.

First Credit Services Inc. customer in North Carolina
Jul 25, 2016

* Source: CFPB Complaint Database

First Credit Services Inc. response to complaint:
Closed with explanation

Created with Highcharts 4.2.3First Credit Services Inc.Complaint HistoryComplaints11/201312/20131/20142/20143/20144/20145/20146/20147/20149/201410/201411/20143/20154/20156/201512/20155/20167/201611/201600.511.522.533.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3First Credit Services Inc.Disclosure verification of debt100.0%Closed with explanationSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageDisclosure verification of debt1.5%15.4%4.9%1.4%76.1%0.7%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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