JPMorgan Chase & Co. Bank Account Or Service Complaint

Other bank product/service Making/receiving payments, sending money

JPMorgan Chase & Co. Bank account or service department,

Other bank product/service Making/receiving payments, sending money Kansas

I have an auto loan that is financed through Chase Bank since - -. One time since the creation of the auto loan, I had a late payment back in - -. To avoid that in the future, I set up alerts through Chase 's online banking website where it will alert me by e-mail if a payment has not been received and another alert to remind me that payment is due within a day of the due date. However, for -/-/-, I did not receive those alerts. My due date is -/-/-. I realized the payment is late and can only submit it for -/-/-. I contacted Chase and their online banking department has noticed that I have not received any alerts since -/-/-. They told me to update my alerts in my account again to update their database. I asked if I would still get penalized for the late payment which the operate transferred me to another department. Once I had to explain the issue again, the new operator submitted an inquiry to see if my increased interest that will accrue due to the amount of days after my due date can be waived. They said that around -/-/-, I would get some kind of response back from Chase Bank to see if my inquiry is valid enough for them to waive the fees. They assured me that the late payment will not go against me on my credit score since Kansas laws have a 10 day leniency when submitting late payment but interest will still accrue for the amount of days after the due date and until a payment has been made.

JPMorgan Chase & Co. customer in Kansas
Jul 08, 2016

* Source: CFPB Complaint Database

JPMorgan Chase & Co. response to complaint:
Closed with non-monetary relief

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