Umpqua Holdings Corporation Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

Umpqua Holdings Corporation Bank account or service department,

Checking account Problems caused by my funds being low Idaho

When I first stated my account with Sterling savings I was asked if I wanted to have my debit purchases continue even when my account was over drawn. I stated I did not want to be able to continue using my card if there was no money in my account raking up huge overdraft fees. Sterling savings became Umpqua bank. I have a business account and I raked up huge overdraft fees because I was not aware my account was empty. I contacted Umpqua and stated that I had agreed to have my debit card rejected if I had no money in my account. Umpqua stated it did not have that policy but I was never contacted that it was discontinued. I also never received advise from my bank stating actions I could take to better monitor my account until after Umpqua had taken - dollars from me.

Umpqua Holdings Corporation customer in Idaho
Jun 29, 2016

* Source: CFPB Complaint Database

Umpqua Holdings Corporation response to complaint:
Closed with monetary relief

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