SunTrust Banks, Inc. Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

SunTrust Banks, Inc. Bank account or service department,

Checking account Problems caused by my funds being low Virginia

On -/-/16 I checked my balance online, prior to making a purchase at - - -. It said my balance was $70.00. I had a an item pending, but my available balance once the pending item was applied, was still plenty enough to cover my purchase. I purchased $30.00 at - - -, and went home. That night I looked at my balance, as I do daily. I had money available, although I do n't recall how much at that moment. It was a positive balance, and I saw my - - charge go through for $25.00 ( less the tip amount, which was $5.00 ). The next day, on -/-/16, I believe I did n't glance at my balance at all, or make a charge. On Friday, -/-/16, I took my sister to the airport and paid for $2.00 worth of parking, and we got some ice cream for my kids. Since I had n't used my card since the day before, I was sure I had enough to cover the $15.00 ice cream and the $2.00 parking, which would have left my balance at $22.00. I did n't see this as a problem as I had a deposit


wondered why my bank had not yet posted my deposit, but still I had a positive amount of money in my account. Saturday, I woke and looked at my account, hoping the deposit had finally posted. It had not, and I had now a negative balance, due to - overdraft charges that were erroneously charged to my account beginning with the - - charge. So, this here is the problem. At no time prior to that morning, did my account say I was negative, nor did it say I did n't have enough to cover the very first charge I made, that they say made me overdraw. My balance online still reads $70.00 prior to the - - charge, and they charged me $38.00. Next they charged me another, and another, all snowballing because of the first erroneous fee. It continues on today. I have spoken to the bank on three occasions. Once by phone, when the Rep just told me I was overdrawn, which obviously was not true. The next time I emailed, and was given a basic default response, that had n't much to do with what I 'd emailed about. The third time I contacted again by email, no pretty upset. I was given a response that they would look into the matter and either way call me immediately. That was two days ago. No call, no answer. I want my money back, and hope you can help. As of today, -/-/16 they have fined me $220.00. When my deposit came through finally on -/-/-, I withdrew the money at the ATM. Then, they fined me for that!!!! I clearly had that money in there. This is just ridiculous.

SunTrust Banks, Inc. customer in Virginia
Apr 06, 2016

* Source: CFPB Complaint Database

SunTrust Banks, Inc. response to complaint:
Closed with explanation

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