Discover Credit Card Complaint

Advertising and marketing

Discover Credit card department,

Advertising and marketing California

-/-/2015, Discover posted a promotion that advertised - % cash back on purchases made with - Pay. They amended the terms and conditions after the offer had started to add a condition prohibiting gift card purchases. Then, starting in -/-/-, Discover arbitrarily and without proof began to disqualify entire purchases based on their hunch that the purchase might contain a gift card. In order to receive the cash back promised on the payment, the customer was required to provide receipts ( which has never been, and still is not, in the terms of the promotion ). I first received notice of disqualified purchases on -/-/- ( attached : - ), with additional notices on -/-/- ( attached : - ). I e-mailed Discover on -/-/- to let them know that I had not saved the receipts from those purchases, but that they were all at least partially non-gift card purchases, and requested the - % cash back that I was due. I received a response from Discover on the - ( attached : - ) telling me they would request my receipts from the merchant and I would hear back when they were done reviewing the account. It is now -/-/- and I have n't heard anything from Discover since then. I would like my cash back, as I have paid an opportunity cost in using Discover over other cards at that time. The amount of cost in disqualified purchases was $1800.00, so I would be owed $180.00 cash back on the purchases if the full amount were to be found eligible.

Discover customer in California
Jan 18, 2016

* Source: CFPB Complaint Database

Discover response to complaint:
Closed with explanation

Created with Highcharts 4.2.3DiscoverComplaint HistoryComplaints1/20122/20124/20125/20126/20127/20128/20129/201210/201211/201212/20122/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/20141/20152/20153/20154/20155/20156/20157/20158/20159/201511/201512/20151/20163/20164/20165/20166/20168/201611/201612/20161/20170246810Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3DiscoverAdvertising and marketing59.3%12.9%22.1%3.6%2.1%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageAdvertising and marketing0.4%62.4%12.3%19.9%1.3%3.4%0.3%0.0%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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https://www.discover.com/
224-405-1747
davidnelms@discoverfinancial.com
P.O. Box 30943 
Sale Lake city UT 84130
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