USAA Savings Mortgage Complaint

VA mortgage Loan servicing, payments, escrow account

USAA Savings Mortgage department,

VA mortgage Loan servicing, payments, escrow account Maryland

Due to financial hardship contacted USAA to obtain mortgage assistance in - 2015 *before mortgage was late. Submitted workout package in - 2015, received misleading information from Loss Mitigation Department advising that account must be 3 months past due prior to approval. - -, 2015 received denial for forbearance, repayment plan or any other type of assistance. On -/-/2015, Submitted 1 month payment. Received no calls or correspondences. I checked account via online and noticed that it was not credited. Contacted USAA and was informed that it was returned by USAA via USPS mail on -/-/2015. I continuously called every day to check on the status and they repeatedly stated it was returned on -/-/- via USPS mail. It was credited to my bank account on -/-/2015. Then, USAA demanded 2 months payment by -/-/2015 to stop acceleration process. Payment made on -/-/2015 ( $3600.00 ). USAA sent certified letter stating that they are going to foreclosure on our home and demanded another $4000.00 to avoid foreclosure. Documentation provides - different toll free numbers for assistance. Called all - numbers and each number is to a different company : - or USAA. Receiving phone calls up to - a day. Answer each call and the representative tells us to disregard call. I would like resolution and an honest answer from USAA and - on what is the status of the account and if they plan on working with an active duty service member on a repayment plan. I 'd appreciate a cease to the threatening daily letters and phone calls considering that I have met all of their demands to date and unfortunately they have not honored their agreement.

USAA Savings customer in Maryland
Oct 06, 2015

* Source: CFPB Complaint Database

USAA Savings response to complaint:
Closed with explanation

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