Servis One, Inc. Mortgage Complaint

Other mortgage Loan modification,collection,foreclosure

Servis One, Inc. Mortgage department,

Other mortgage Loan modification,collection,foreclosure Connecticut

About -/-/- - - made a predatory loan to me on my home. It was a negative amortization loan which I did not understand. The balanced balooned to $ - when - bought -. I submitted multiple modification requests to - and later -. None were accepted because they kept claiming they lost the paperwork. - sold the note to a hedge fund after a failed attempted short sale. The hedge fund located in -, - has refused various modification proposals and a refinance that I arranged through - - -. They kept litigating to foreclose and take the property away from us. I declared bankruptcy on - -, - and have bought some time but not much. BSI Financial the servicer refuses to cooperate as well. They have given me the run around. My loan number with BSI is -, The loan is under - -. I invested $450000.00 ( probably more than the hedge fund ) in the house which I bought for $ - in -/-/-. The original mortgage was $ -. I got laid off from my job in -/-/- from - - but kept up my payments until -/-/-. Recently as I expressed to BSI Financial, my income is $ -/month yet they refuse to modify. I also have a commitment from - - - for a $750000.00 new mortgage which they also refuse to consider. I need your help. We are hard working Americans and I was a - - and have an - from - University in -. The market has been very bad in - but we have been able to survive. I need you to set things right so we do not lose our home. I have - children and have been married for 20 years and together with my wife 30 years. Please help. - -

Servis One, Inc. customer in Connecticut
Oct 01, 2015

* Source: CFPB Complaint Database

Servis One, Inc. response to complaint:
Closed with explanation

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