Savings account Account opening, closing, or management
BB&T Financial Bank account or service department,
Savings account Account opening, closing, or management District of Columbia
I was cheated by BB & T and the - could not handle the case and I am asking your help. I had a previous case ( - ) opened and was asked to open another case with updated information. My first savings account was from - - - Bank opened in 1996. The bank was taken over by BB & T. I decided to let go of my high pay job and went to -. I wanted to close my savings account and I had plenty of Money in the checking account. The teller at a - Branch told me not to close the savings account because if I had sufficient fund in the checking account there will not be any fees. I did not have that in writing, because I was banking with BB & T for many years. After - months I found out that there is a monthly service charge of $7.00 on a dormant account. I questioned the charges and they refuse to refund the money. When I went to close the account, they asked me to bring lots of ID to reactivate the account in person. Later I got a mail notice saying my
did not mail me nor have sent me notification regarding monthly statements. I contacted -, and their complain office for BB & T is in -, the same office of the BB & T head quarters. They did not intervene on my case, but acted as a medium for communication. When I tried to contact - by writing I did not get any response. So please help. I have all documents and proofs. BB & T only refunded - of the service charges and refused to refund the other half. Few things : If a customer dies, there is no written notice to the client or relatives regarding the balance in the bank. Second, The meaning of BANK '' for savings is no longer applicable in BB & T because their business practices does not allow written notification regarding dormant accounts. Third the term dormant '' is unfairly one way. I can not as an account holder withdraw the money without ID, but the bank can enjoy deducting money till it is empty. When I went to activate it. they need all the ID and they wanted me in person. Please help. Attached are BBT 's response for the previous case. They have attached the statements, but it was not sent electronically nor have there any alerts regarding monthly statements sent to me. BBT does not want to take responsibility for their errors but refuses to refund charges from my hard earned savings account. BBT also responds that Bank has the power to change anything without notice.
BB&T Financial customer in District of Columbia
Aug 04, 2015
* Source: CFPB Complaint Database
BB&T Financial response to complaint:
Closed with explanation
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