PHH Mortgage Mortgage Complaint

VA mortgage Settlement process and costs

PHH Mortgage Mortgage department,

VA mortgage Settlement process and costs Maryland

I am working on an assumption with PHH Mortgage. It 's quite complicated, there are several different entities involved because it was not being processed properly previously. One of the recurrent problems is that they would not acknowledge that documents were sent to them. And they were not making the requirements known to both parties. On -/-/2015 an inquiry was made and their response was that I had not provided the documents. I corrected them and copied the VA regional office who is the final approval on the loan. I also asked that they make sure that the other party was aware of any requirements that he needed to fulfill. The following day the acknowledge receipt of the dcouments that they had then said that they had sent documents for the other parties signature to me. The documents that they sent me had no signature page for the other party and the instructions did not include sending to him. My instructions were to include a check for the required amount the notarized docs and send back. On - when they said they had not received certain documents, it required a large amount of time and coordination for me to confirm


to have them removed and have the case handled by someone else and even though their previous assertions were proved wrong, documentation was lost, and the - try was very unsatisfactory. We started again with the same individuals, and got the same result. We do n't have the documents, we told you to get signatures or documents from - - ... ... To get this process going I had to contact an attorney, a congressman and the VA Regional Office. Attached is the document they sent to me, with no dual signature requirement, initials, nothing. They did send out the other document to the other party but without acknowledging that it should have been sent out when mine was. Duplicitous is the best word to describe them.

PHH Mortgage customer in Maryland
May 28, 2015

* Source: CFPB Complaint Database

PHH Mortgage response to complaint:
Closed with explanation

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