Review and analysis of over 14 complaints against TD Bank US Holding Company
TD Bank US Holding Company consumers have reported over 14 official complaints related to Managing the loan or lease. Out of the 14 consumer complaints against TD Bank US Holding Company, 29% were disputed by the consumer (i.e. the consumer was not happy with how TD Bank US Holding Company responded to their complaint) and 100% were processed in a timely manner. 14% of consumer complaints against TD Bank US Holding Company resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 50% resulted in non-monetary compensation.
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintStop harassing phone calls, know your rights and what you can do to stop them
Stop Calls
TD Bank US Holding Company Consumer Loan managing the loan or lease May 27, 2016 - FCRA 623 ( a ) ( 5 ) States that the original creditor ( TDAF ) is required to accurately report the DOFD separately to the CRA ( - ) no later than 90 days after the charge-off date ( -, - ). The purpose of this section is to determine the exclusion date. TDAF acted as was both the original creditor and collector for this account. The vehicle was repossessed in -, -. FCRA 605 ( c ) was created for one purpose only, to affix a date based on the commencement of the delinquency which proceeded to collection and subsequent charge-off on my account. The specific key point in my a... |
TD Bank US Holding Company Consumer Loan managing the loan or lease May 24, 2016 - I have an auto loan with TD Auto Finance that was taken out in - -. My payments began in - -. I am enrolled in the auto-pay feature on the TD Auto Finance Website. Since the loan was originated and payments made in -/-/-, -/-/-, -/-/- and - - I have not received a single account statement via mail or able to access statements online when I login. I called into TD Auto Finance on - -, - and was told that since I am enrolled in " auto-pay '' they do not send statements nor are statements accessible online. This is absurd. As an account holder and payor I... |
TD Bank US Holding Company Consumer Loan managing the loan or lease May 19, 2016 - I had a loan with TD auto finance. I refinanced with - - - -. - - sent TD a check to payoff the loan and they have proof that the check was recieved by someone at td on - -. Since then they have not cashed the check and they are trying to get me to continue paying them. I 've called them multiple times and they ca n't seem to figure out what happened to the check. I showed them the proof it was recieved and they keep writing a note on the account to research the problem. That 's all they ever tell me. They even spoke to carter federal and admitted to them that their cas... |
TD Bank US Holding Company Consumer Loan managing the loan or lease April 27, 2016 - I disputed TD Auto finance on my credit report because it was reporting that I was delinquent after the account was discharged and closed since 2010. After the credit agency contacted TD Auto, they reopened my account and updated it as delinquent with several late payments and the previous - balance updated to $2500.00. Then two days later, TD Auto reclosed the account. This cost me a drop of - points to my credit score. This has to be illegal. I should not have been penalized for disputing a charge on my credit report, but I was! Please help! ... |
TD Bank US Holding Company Consumer Loan managing the loan or lease April 20, 2016 - TD auto reposessed my car, auctioned and recovered in full. I was told no balance was owed to them however on my credit report they are still reporting a balance of $6400.00 continiusly and now trying to call and collect on the debt that I do NOT owe ... ... |
TD Bank US Holding Company Consumer Loan managing the loan or lease April 20, 2016 - Diamonds International, TD Bank credit provided 6 months same a cash and they are not honoring the documents signed. The purchase was made on the - of the month and they are back dating the cycle to the -. The - is not the - and it is n't 6 months as agreed to on the signed acknowledgement. They will not adjust the cycle correctly. This is not a fair practice and not 6 months. ... |
TD Bank US Holding Company Consumer Loan managing the loan or lease April 19, 2016 - While - in - I found out that my car loan was sent to debt collection for late payments over 90 days. The vehicle was paid every month. The company states no payment for the last year and charged off as bed debt. Purchased in - - - in - of 2012 through - - - in -, OK. Paid as agreed every two weeks. Amount was automatically paid out of our bank account with no issues. I was notified by TD auto Finance after calling in to add money to the principal that the account ( # - ) was not paid for a year and has been charged off as bad debt. I have proof that the money ... |
TD Bank US Holding Company Consumer Loan managing the loan or lease April 14, 2016 - My sister died on - -, 2016. Since this date we have been trying to contact TD auto finance, the company which holds the loan for her car, so we could pay the car off. Every time we call, we are placed on hold - once for over an hour. Ultimately, we are asked to leave a message, which we do, but it is never returned. We have faxed them numerous times - only once did we get a response back - and this response was telling us the pay-off amount and that it had to be paid off by - -, 2016. Ever since this, we have called almost every day and we have sent several FA-ES telling them t... |
TD Bank US Holding Company Consumer Loan managing the loan or lease April 12, 2016 - Complaint against TD Auto Finance Contract Date:-/-/-, Term : 60 payments, Statement # 59 on - - the balance was $160.00. On -/-/- they charged $160.00 ( payment 60 and last ). On -/-/- the charged again $160.00 ( over payment ), on -/-/- they charged again $160.00 ( over payment ). As -/-/- they sent the Release of Lien with the Title of the car. As -/-/- my online account is closed as stated for TD Auto Finance. After reviewed all my payments since - - they over charged me a total of $1000.00 ( included the $330.00 aft... |
TD Bank US Holding Company Consumer Loan managing the loan or lease March 26, 2016 - In - - 2016 we mailed our payment into TD Autofinance. They lost it. However they starting calling twice a day, leaving voice mails ; in said " call by - or this is your last chance ''. On - - they suddenly found the -/-/- payment and applied it. Just a few days before cashing the -/-/- payment on - -. The account is now current plus a little extra. My entire life I have been on time with payments - even paid cars off early. Today - - - a letter arrived in the mail saying they are going to report me to the credit bureaus for being late. How is that possible... |
TD Bank US Holding Company Consumer Loan managing the loan or lease March 8, 2016 - On -/-/16, I received my initial auto loan statement from TD Auto Finance, in which the payment was due on -/-/16. After receiving and reviewing the statement, I went online to www.tdautofinance.com to set up automatic payments. I opted to have my checking account drafted for the payment amount due each month. I also set up e-statements in order to forgo receiving paper statements every month. The process went smoothly and the first payment was processed with no issues or problems. However, on -/-/16, I discovered after signing into my auto loan account through the TD Auto ... |
TD Bank US Holding Company Consumer Loan managing the loan or lease March 7, 2016 - Several years ago I leased a car from Chrysler Financial. I defaulted on the loan. Chrysler Financial ceased to be an entity a couple of years back and their accounts were taken over - by TD Financial which was the successor to Chrysler. The statue of limitations according to the law mandates that it be removed from my credit history as of -/-/-. It was removed from - and - this year and not -. The problem here is that the - report only lists TD Financial as the lending institution not Chrysler Financial and are reporting the wrong date. They claim it is -/-/-. I dispu... |
TD Bank US Holding Company Consumer Loan managing the loan or lease February 13, 2016 - - - - - - - -, NJ - TD Bank, - - - - -, ME - - -, - - : Loan number - To whom it may concern : Last week I received a notice from TD Bank stating that my loan payments are past due. I have spoken by telephone with TD Bank representatives numerous times in the past year to dispute late-payment fees and repeated claims that I am behind on payments, and we have gone over my loan-payment history, which shows that the total amount I have paid since I took out the loan is sufficient to cover every month through the end of -, and yet I am st... |
TD Bank US Holding Company Consumer Loan managing the loan or lease January 27, 2016 - I took out a $ - personal loan with TD Bank which was funded on -/-/2014. Since that time I 've made extra payments in excess of my minimum amount due each month which I wanted to be applied to Principal only and was told there was no systemic way to do that and I had to call each time a payment was made for them to apply it to principal. I 've done that several time throughout the life of this loan but there is no way for me to verify that it has been done correctly or if at all since they do not provide a monthly statement with the activity nor does their website have this informati... |