Review and analysis of over 246 complaints against Pinnacle Credit Services, LLC
Pinnacle Credit Services, LLC consumers have reported over 246 official complaints related to Cont'd attempts collect debt not owed. Out of the 246 consumer complaints against Pinnacle Credit Services, LLC, 29% were disputed by the consumer (i.e. the consumer was not happy with how Pinnacle Credit Services, LLC responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Pinnacle Credit Services, LLC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 13% resulted in non-monetary compensation.
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Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt was paid May 11, 2016 - Pinnacle Credit services purchased an account from - - and has - trying to collect on an account that is from - that I paid to -. Pinnacle Credit - is reporting this account on my Credit reports with the - Credit Reporting Agencies and told me to contact - - - who told me that the account was sold to Pinnacle Credit Services on -/-/-. Pinnacle is reporting that this account was opened on -/-/- which is not true and a violation of the FCRA. I was never notified as required by the FCRA, FCDPA before this account was reported on my credit reports.... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt was paid May 11, 2016 - I have been attempting to pay this debt for years. Every time I spoke with - - they could never find me having any sort of debt or collections. Finally about 2 months ago was contacted by a collection service for this debt and it was paid in full.... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine May 9, 2016 - Pinnacle Credit is trying to collect a debt payment ( and have reported it to the credit bureaus ) on a 2007 - - phone bill that is not mine. I have repeatedly asked Pinnacle to remove it from my credit reports, but they refuse. They also refuse to contact - to verify the account. I have contacted -. They do not have any records of an account in my name. I have been working with my state 's Consumer Protection Office and the Attorney General 's Office. Pinnacle still refuses to cooperate.... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine December 9, 2015 - The company is reporting to the credit bureau a debt that I do not owe nor have I ever owed them or any company associated with them. They are not reporting an account number on my credit bureau so it makes it very difficult to contact them. Yet they continue to report this erroneous debt that is affecting my good credit. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine December 5, 2015 - received collection letter from - on behalf of Pinnacle on behalf of -. Do not owe the debt. I sent written request for? ALL of the foillowing. 1. copy or original agreement with -2. debt validation3. debt verification4. how this debt was calculated including payment history. amount originally owed. fees assessed. interest charged. 5. copy of original contract for account sale between Pinnacle and - , and - and - . 6. to have removed from my credit report. - wrote back and said they would attempt to do so and would be back in touch. This was almost 6 months ago. Now no ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt was paid December 3, 2015 - I Have proof that the debt was sitteled and full I paid via there collection - party but they will not remove/update to show this debt paid in full. I settled this debt in good fait and attached documentation to this fact. my emails and not answered. The settlement via there - party total card services was $ - was paid ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt was paid November 13, 2015 - My name is - -. My account number with Pinnacle Credit services shows - - I was told the actual account number is -. -/-/-, I spoke with " - '' from - - regarding my outstanding - account. " - '' told me that if I paid the debt, he would remove it from my reports with the - credit agencies. I checked my credit report for the first time yesterday, after having a permanent freeze due to fraud. Pinnacle Credit Services, - - -, -, MN -, phone number ( - ) - shows up on my credit reports. I called Pinnacle Credit Services regarding the... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt was paid November 3, 2015 - I was offered a settlement and paid it. Debt remains marked as open and owed on credit report. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine October 30, 2015 - My family share plan with - started -/-/-. - lines, -,-,-,-. - lines out of - had expired contract ( no contract binding ) and the other would have expired -/-/-. - had offered me free phones with a 2 year contract renewal, but the phones they sent us were not what we expected so I returned it with in the 14 days. We had no service with - as of -/-/-. But - decided to charge me for - cancelled contracts for - phones ( -. - - = $680.00 ) which were returned within the time limit. - then had sold the false debt to Pinnacle ( debt ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy October 29, 2015 - - was included in bk - - of virginia inreturn - has transferred account to collection agency bk was discharged on - ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt was paid October 23, 2015 - A law firm sent to me a letter stating that they were of counsel for Pinnacle Credit Services , LLC, and that they were stating that I made an identity theft claim on a debt with - -. This in itsels is a complete fabrication. I have attached both correspondences from - and - -, -. Both entities are in serious violation of the Fair Debt Collection Practices Act, and have mutilated my personal credit without justification. I make the following criteria to show that there is nothing more to this collection other than an abusive collection on a debt that can not be validated. T... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine October 12, 2015 - I 've reached out to the debt collector for something that shows on my credit report, but they will not respond. I 've disputed the reporting of this debt to the credit bureaus twice, and they mark them as valid. However I still have never received something from this collector, nor have they responded to my request for more information. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft October 9, 2015 - I contacted Pinnacle Credit Services many times regarding the - accounts but they still report balance although they said they closed it .I sent them id theft report and other paperwork. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine October 8, 2015 - I have a debt for $100.00 on my credit files. I disputed through the credit bureaus. However, I am not getting anywhere because they wo n't removed. When I requested debt validation from this company over 6 months ago, I have not gotten anywhere. I pray this time you will help me to get this debt validated or removed from my credit files. PLEASE REVIEW PAGES - & - ON THE - REPORT ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine September 15, 2015 - On - -, 2015 I wrote a letter to Pinnacle Credit services , LLC requesting proof that this account belongs to me. To provide me with a copy of any contract sign by me with - - regarding this collection account. They never responded and last week I received a letter dated -/-/2015 from - - informing me that they now represent Pinnacle Credit services. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine July 16, 2015 - I have repeatedly sent Pinnacle Credit Services a debt validation letter in which they have ignored. I do not believe this debt is mine. After Pinnacle ignored my request, I then sent a complaint to the -. The - informed me that they too, had tried to make contact with Pinnacle and after several attempts, their request went unanswered as well. I am now contacting FCPB to help me get this resolved. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine July 12, 2015 - Not familiar whit this account ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy July 8, 2015 - I already filed a complaint against the issuer - - -. This is against their collection agency who is harassing me. The credit card was under my corporations name, - - -, which filed Chap - in 2011. I never agreed to, nor signed, any personal guarantees on this debt. This whole process is unfair, unethical and illegal ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy July 7, 2015 - PINNACLE CREDIT SERVICES- - -, - ( - ) - ( collection for - - - ) Has been reporting a collection balance of $ -This account is included in a Chapter - Bankruptcy and has been discharged. Pinnacle Credit continues to report the account as UNPAID ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine June 29, 2015 - I am the victim of identity theft. On -/-/-, I discovered a - collections '' entry on my - credit report that was not mine. On -/-/-, I called Pinnacle/ - - and spoke with - , '' who confirmed that the name of the person who stole my identity was attached to the collections account ( not my name ). - '' told me to submit a faxed dispute to - - -. I submitted a faxed dispute to Pinnacle/ - - on -/-/-. However, I received no response to my dispute from Pinnacle/-. So on -/-/-, I called Pinnacle/- again ( speaking with - '' at ext.... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine June 26, 2015 - This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY! ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine June 25, 2015 - I have disputed this Debt - times already. I have contacted the company. This collection agency has NEVER contacted me about this debt, they just slapped it on my credit report. The - times I called them I was told they could not give me any information on this debt, had no bill and could not show me what they claim I owe this debt for. They could not provide me with that. This is a cell phone bill. It was with a different collection agency before and I went through this same thing with them. I have not had - - ( original debtor ) since 2009. I canceled the month-to-month service I... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine June 24, 2015 - Pinnacle Credit Services has violated fair collection processes egregiously with me. I have attached the original documentation plus faxes sent to all parties-. Pinnacle is not the original creditor. -. Pinnacle is reporting as an original creditor on more than - of the credit bureaus ( FCRA Violation ) -. As they are reporting to all - bureaus, this debt will continue reporting until - -. -, Texas statute of limitation for suit passed as of - -. -, the standard of - v - for accuracy of demand on time barred debt applies to all communication to me. ( Dema... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt was paid June 15, 2015 - - - bundled their services into on account when I obtained a smart phone. After I received my first bill from -, I realized there was no way I could continue using the smart, cell phone without getting myself in serious financial trouble. I spoke with someone in customer service about my dilemma and requested that my wireless bill be separated from my television and land phone. That was accomplished, however, when paying my bill for the original service, the money was applied to the wireless account. The only way I could stop the excessive charges was to stop paying the entire - se... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine June 12, 2015 - They had this debt on my son 's credit, I contacted them that it was not his, he was underaged. Now its on my credit. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine June 10, 2015 - I had a past due bill in collection to -. I called - directly to arrange to pay off old debt that they claimed I owed them as on my credit report it stated I was in collections with a company called Pinnacle Credit Services for a past due debt I had with -. My credit report shows that I opened an account as of -/-/-. I have verifiable proof that I was not with - - nor did I open any type of account with Pinnacle Credit Services. I cancelled my service with - - in -/-/-. - then transferred me to a company called - to settle or pay off said debt, which are no... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft June 6, 2015 - For months now my credit has been ruined by a collection effort from - - and Pinnacle. - after there investigation claims they notified the CRAs to delete the file. Pinnacle despite consistent efforts ignored that and when finally notified they resold the debt to one of there affiliates. The file this company claims I owe is from a current - account opened -/-/14 so it 's baffeling how it could be a collection account. Both - and - have snubbed Thier noses at any applicable federal law regarding credit reporting. It 's time to put Pinnacle out of business. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine June 1, 2015 - Pinnacle continue to report this account on my - and - reports after this was resolved with the original creditor. I 've called the company was hung up on by - and -. I was switched to a - and a - law, a man answered the phone and sounded very tired and saidthis was resolved over a - ago and said hhe 's not license for the state of ct. Pinnacle refused to help and delete this erogenous information from my credit file. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine May 25, 2015 - In -/-/-, I contacted via letter disputes - - and Pinnacle Credit Services in response - derogatory marks on my credit reports ( -, - and - ) from - -. The problem is I 've only had cellular service through - since -/-/- ( for the past - years ) and I 've never had accounts or service through - -. I 've spent the last - months attempting to dispute these debts because they do n't belong to me and I discovered today that the credit reporting companies can only report the information they get from debtors - no matter if that information is inaccu... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine May 24, 2015 - I have tried contacting Pinnacle Credit Services LLC for the past year and a half to verify a debt that has been reported on my credit report and have not received anything in writing. Whenever I dispute the items on my credit report, they come back 3 months later and report back again. They hired another company that has been calling me and unable to verify the debt either. Apparently this so called debt has been in existence for 8 years which has already passed the statue of limitation for them to collect. The credit reports are also still reporting it even when I have disputed this item num... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine May 19, 2015 - In this case, Pinnacle Credit Services ( - - - - MN -, representing their client - -, refused to acknowledge that I never had an account with - and do not owe said telecom giant $2500.00. - wrote back that the entry meets the requirements of the Fair Credit Reporting Act. However, that is impossible given that I never engaged their client and only had - and it 's predecessor. Please assist in preventing them from collecting under a false premise. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine May 15, 2015 - This company has continued to report the referenced collection account on my credit report, while failing to provide me with proper validation that I request from them in mailed correspondence dated -. This is a flagrant violation of the FDCPA. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine May 15, 2015 - Pinnacle Credit Services is attempting to collect a debt to which I do not owe. The original creditor is - - and I was recently notified that I was illegally billed by - for services that I did not receive. - was recently sued by the FCC and CFPB concerning their illegal billing practices. The results can be seen here : https : - ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine May 14, 2015 - Pinnacle as they do with so many consumers fail to address the issue at hand and think that simply proof that a debt accures is sufficient evidence to ruin people lives. Pinnacle has an F rating with the - and they no longer except rebukes from Pinnacle for this reason ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine May 12, 2015 - This company has taken an account, that can not be verified as mine, and submitted it to the credit bureaus as a credit line. This is from a - Cell phone, not a revolving credit. Every month, they are updating this account, which is preventing my credit score to be increased as it should. It is also making it very difficult to purchase a home since they placed this account as a revolving debt, it has increased my DTI. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine May 8, 2015 - I paid my - bills always on time and closed the account in good standings and even verified that with a - rep. I was sent to some collections agency and never told why. I have my last bill and even proved to them I do not owe this debt. They have been unresponsive to both myself and the lawyers I hired. They will not stop reporting this and it 's hurting me. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine May 6, 2015 - - -, a cell phone provider, inaccurately reported to the credit bureaus, a cell phone account balance in the amount of $89.00, that belonged to somebody else. - - agreed to remove the negative credit item from my credit reports in -, -/-/2014. The representative for - - was -, Badge # -, who I spoke to at - - - - -. - - did in fact delete the original credit item in -, -/-/2014. Please refer to the - dispute results, dated - -, -/-/2014. However, - - reinserted the previously deleted information through Pinnacle Services... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft May 2, 2015 - Continued attempts to collect a debt from id theft and negative credit reporting ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft April 30, 2015 - It was explianed that I have open up an account witt his company and have had my phone sevices with another company for over 15 years. I feel this is a result from identity theft. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine April 27, 2015 - I owed - - Cellphones since 2003. I loss - of the phones and went to an - store to get a replacement. They took the phone and immediately deactivated it. I asked them to reactivate my phone and they refused. I was forced to buy another phone, as I now had NO cellular phone for use. - represented that a smart phone would do the job and would cost the same as my older reactivated phone.. My normal bill for the use of the older phone '' was $20.00 per month per phone. A - later, I got a - bill for over $300.00. I immediately took the smart phone back to the - - tol... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine April 24, 2015 - The last correspondence I sent Pinnacle dated -/-/2014 ( see attached ) pertained to a demand for validation, which they ignored and failed to provide me validation of the account and at the same time persevered with reporting the account on my credit report as a valid account. I sent this company another demand letter dated -/-/2014 ( see attached ) which they ignored again. This is a blatant violation of Fair Debt Collection Practices Act ( FDCPA Sec 809 ). ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft April 22, 2015 - it was n't opened by me and they still have it on my credit report ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine March 31, 2015 - This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY! ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine March 30, 2015 - This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine March 23, 2015 - In this case, - Services ( - - - - -, - - - MN -, representing their client - -, refused to acknowledge that I never had an account with - and do not owe said - - $2500.00. - wrote back that the entry meets the requirements of the Fair Credit Reporting Act. However, that is impossible given that I never engaged their client and only had - and it 's predecessor. Please assist in preventing them from collecting under a false premise. ... |
Pinnacle Credit Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine March 19, 2015 - This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY! ... |