Pinnacle Credit Services, LLC Debt Collection Complaint

Other (phone, health club, etc.) Cont'd attempts collect debt not owed debt is not mine

Pinnacle Credit Services, LLC Debt collection department,

Other (phone, health club, etc.) Cont'd attempts collect debt not owed Debt is not mine Arizona

I had a past due bill in collection to -. I called - directly to arrange to pay off old debt that they claimed I owed them as on my credit report it stated I was in collections with a company called Pinnacle Credit Services for a past due debt I had with -. My credit report shows that I opened an account as of -/-/-. I have verifiable proof that I was not with - - nor did I open any type of account with Pinnacle Credit Services. I cancelled my service with - - in -/-/-. - then transferred me to a company called - to settle or pay off said debt, which are not the people that were listed on my credit report. I needed this off my report as I am trying to buy a house and this is knocking my credit down quite a bit for being in current collections. I was very weary speaking to - because they were not on my report but Pinnancle was on there. After speaking with - for some time to verify this company is in fact who I should pay I decided to put - on speaker and


representative from Pinnacle had absolutely no information to provide to me. Once transferred over to - ( who once again is not on my credit report ) I proceeded to advise the representative at Pinnacle that I had - on speaker so that we could all hear the same situation. The representative from - had me ask the representative how much I owed - - I had the original - bill in front of me, as well as a bill from -, and my credit report all in hand ) as well as what the account number this was in reference. The representative gave a number that was actually less than my original - - bill as well as having a completely different account number. I then proceeded to put them - on speaker and told them I was calling - - directly to find out who actually owned my past due money to -. - - once again tried to pass me off to a representative from - and I stopped them and asked which company had my - collection. She then stated - is who was to collect not Pinnacle Credit Services and certainly not - -. That was literally the only information I could get from - at all. They would not speak to me otherwise and I had to practically beg to get - - to tell me that. I proceeded to make the payment, begrudgingly, to - to clear this up, however I am still dealing with Pinnacle Credit Services stating I owe them money with an account number I have never had and them stating I opened an account in - which I never did. Pinnacle is refusing to talk to me and transferred me over to another company called - - and they are trying to collect on a debt they do not own either nor do I owe and never had. I was not sure where I could go to make this company stop whatever activity they are doing. I do not feel that I could possibly be the only person this could be happening to and it needs to stop. I have since reported this activity to Consumer Affairs but will still have to wait for - working days for it to be resolved/removed from all - Credit Bureaus so that will inhibit my ability to buy a house at a credit rating that I deserve. The phone number to Pinnacle Credit Services is -. - - is - and - is -. I am not sure if all - collections companies should be reported along with - - for refusing to give me any real information or if it should simply be Pinnacle Credit. I am in great hopes for any help

Pinnacle Credit Services, LLC customer in Arizona
Jun 10, 2015

* Source: CFPB Complaint Database

Pinnacle Credit Services, LLC response to complaint:
Closed with explanation

Consumer disputes how Pinnacle Credit Services, LLC handled their complaint

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Contact Pinnacle Credit Services, LLC

http://www.pinnaclecredit.com/
(952) 939-8100
7900 Highway 7
Minneapolis MN 55426

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