Stop American Credit Financial Phone Harassment

Resources for resolving common issues with American Credit Financial products and services

You can reduce the number of unwanted calls from American Credit Financial you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.

How do I register?

Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)

If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.

How long does it take?

Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.

Reporting Illegal Calls

Where can I file a complaint about an illegal sales call or a robocall?

To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).

Will I hear back from the FTC regarding my complaint?

Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.

What's a Robocall?

If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.

What Should You Do If You Get a Robocall?

If you get a robocall:

  • Hang up the phone. Don't press 1 to speak to a live operator and don't press any other number to get your number off the list. If you respond by pressing any number, it will probably just lead to more robocalls.
  • Consider contacting your phone provider and asking them to block the number, and whether they charge for that service. Remember that telemarketers change Caller ID information easily and often, so it might not be worth paying a fee to block a number that will change.
  • Report your experience to the FTC online at or by calling 1-888-382-1222.

New American Credit Financial Consumer Complaints


American Credit Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

September 7, 2016 - Americancreditfinance - calling threatening to deliver papers to job after already over paid the installment loan. They are saying I owe another payment. Will not allow me to speak to Supervisor. The guy who threaten me keeps answering every extension saying supervisor not available....

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American Credit Financial Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay

June 10, 2016 - I was contacted by phone with a blocked phone number twice on - 2016 at - & - by a woman who would not give me her name or any info about her other than it was her job to contact people to have them call - about a very serious legal matter and I must call them right now. I did not respond due to the call coming from a blocked number and she would not give me any more information. At - I received a call from the number she told me to call - which I did not answer. At - an I received a second call from that same number which I answered. the woman asked if I was blank blank a...

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American Credit Financial Debt collection communication tactics frequent or repeated calls

May 13, 2016 - I have had repeated calls about a debt I owed. They have called several of my family members telling them I have - fraud charges being filed against me and I needed to call to get my court date. I called them and asked them to send me some information and that I was n't going to pay them until I could validate the debt. They said I had to pay that day or they would file civil charges against me for fraud. The next day the " legal courier '' called me to let me know that she had an order in her office to file charges. I told her I did know about this debt and that in past 4 years they have n...

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