Encore Capital Group Debt Was Paid Complaints

Review and analysis of over 469 complaints against Encore Capital Group

Encore Capital Group consumers have reported over 469 official complaints related to Debt was paid. Out of the 469 consumer complaints against Encore Capital Group, 20% were disputed by the consumer (i.e. the consumer was not happy with how Encore Capital Group responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Encore Capital Group resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 34% resulted in non-monetary compensation.

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New Debt Was Paid Consumer Complaints


Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

May 10, 2016 - I was sued in 2014 for a debt that I owed - -. Midland Funding bought the debt and filed a suit against me and garnished my wages until the balance was paid in full. After paying this debt in full, I received more correspondence from Midland Funding as well as - and - -. stating that I was being sued again for the same debt. I have spoken to both compnaies and Midland Funding refuses to speak to me about my account and told me they sold the account to - - - after this account was satisfied. I contacted - & - and they stated that they never received the money that ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

December 14, 2015 - - - Bank and their second collection agency are in violation of the Fair Debt Collection act. The First collection agency assigned to - - was satisfied and paid in full. Now in - - Midland Credit Management became the owner of debt that has already been paid. I am tired of this nonsense, and so is my attorney and he knows California Law and that the debt can only be assigned once. Please help. - Creditors have been notified to remove these items from my credit but to no avial, I keep getting the run around. I greatly appreciated your help! Thank you. I have disputed with a...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

December 13, 2015 - In - 2015 I set up a settlement with Midland Credit Management ( Midland Funding LLC ) for a debt they bought from - - -. I paid the agreed settlement in - 2015. I received documentation for the settlement agreement and that it had been paid. This company is still reporting this account open to the - credit bureaus. I have disputed this with the credit bureaus and the company still maintains that I have balance due. When I called the company and spoke with Consumer Affairs division, they claim that the Internal Legal department has not notified them the debt has been paid. I ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

December 8, 2015 - I settled my credit card account with - and after I paid as per my agreement they sold the debt to Midland, I told Midland I settled with - and Midland then filed a collection lawsuit against me. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

December 1, 2015 - First I started to get calls from a strange - number I did not recognize. When the caller finally left a message it stated I owed a past debt that has already been settled. This shocked and frustrated me as I had finished a debt consolidation service two years back and was being careful with my current finances. I still have my debt consolidation paperwork and have access to past bank statements. I blocked the company 's number from my phone. I have since gotten a letter in the mail from the same company saying thank you for my " recent payment '' and to pay the current past debt balance. I...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

November 28, 2015 - I paid the debt off and the collection company is still reporting as a collection account. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

November 12, 2015 - I have been trying for over a year to have an account removed from my credit report. The account was first reported negatively - -. I have tried disputing it through the - major credit reporting agencies, to no avail. The collection company keeps changing the reporting date year after year. I have sent them actual copies of my credit report showing it being reported in - -. Nothing I have tried has worked. I have to accounts with this company, both are in violation of my rights. This was a credit card debt and it has been reported negatively now for almost eight years. Midland C...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

November 11, 2015 - As of -/-/- I have been paying - - - - on an old debt. MY last payment was on -/-/-. When I called - concerned about my balance on -/-/- and again on -/-/- because I owed no more payments.I have been paying on this for 5 years. They refused to see my pay records and did n't want to speak to me and said they sent to the account back to - -. So i called - and they said they have not received any information from central credit services. In the mean time I come in contact with Midland credit Management. This is who central credit service...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

November 6, 2015 - The debt was paid off, however they are still reporting it as in collections. They say they have no record of payment. I did n't know I never received anything stating it was paid, as I paid it over the phone. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

November 5, 2015 - - shows the - accounts in a negative position - it is not true, and I need to remove the - from collections account on - credit reports. Look for attachments from - credit report - even - have written that both the account closed and paid in full. I demand to remove these - accounts of my report on - system. Only on - has these. Please help me Immediately clean my report. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

October 19, 2015 - I called to see how much money was in my bank and found it was garnished by Asset Acceptance. They claim I owe on a debt that I already paid to - -, attorney in Oregon. I paid this off -/-/-. Apparently there was a judgment for this paid off debt -/-/-. I called - 's office and they sent all the paperwork to Asset acceptance, who just garnished my checking account. I originally called - in -/-/- to see if I was making my last payment when I was told the account was transferred back to Asset Acceptance and was given the number. I called to make sure that was my last p...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

October 16, 2015 - Status : Collection account. $670.00 past due as of -/-/- Status Details : This account is scheduled to continue on record until -/-/- ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

October 14, 2015 - Collection account dates back dated to - for - CC that was paid. Complaint # -. Amount - times what - reporting. I do not owe this money. Filed dispute with Midland asking for verification of debt and statement was put on my credit report meets FCRA. Status of investigation findings never sent to me. Proof that I owe never sent to me. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

October 14, 2015 - Midland Credit Management received a Court Civil Judgement of -. On -/-/2014 I made an agreement with Midland credit to repay my debit - dollars per month till amount was paid offOnce the account was almost paid i contacted Midland Credit for a final payment amount. I was told I owed $980.00. I calculated all my payments and found I 've paid a total of - over paying on the judgement by - dollarsNo amount of contact by my bank and proof faxed and sent registered mail has resolved this issue with Midland Credit Management. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

October 12, 2015 - On - -, 2015 Midland Funding LLC sued me in - - - for an amount they alleged I owed on a - credit card. On the afternoon of - - Midland 's attorney contacted my attorney and requested the continuance of a hearing that both parties agreed to. Despite their agreement to the continuance, on - -, 2015 Midland took a default judgment against me anyway in the - 's court. On - -, 2015, through my attorney I entered into a signed Settlement Agreement with Midland to pay an amount we agreed upon for full and final settlement of their claim against me. On - -...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

October 9, 2015 - - keeps charging me amount of money that was already paid for and recieved letters of accounts already paid in full. and just recently they issued another bank garnishment ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

October 7, 2015 - I received a judgement from a law firm of - - - based out of -, AZ, numerous time they have violated collection practices in collecting a debt. The most recent which is prompting this complaint is they were sent a payment in full letter, dated -/-/2015 and sent certified on -/-/2015. I find out today they do not have the copy of that letter nor are they sure were it is as it is not in my file. However I have proof they received this letter as well as the letter was sent to the company that sued me of Midland Credit Management, and to my payroll department. The letter st...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

October 5, 2015 - Debt was paid on - -, 2014. Original was owe to - but was sold to Midland. Request deleting/removal from credit report profile from - credit bureaus. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

October 5, 2015 - I paid this debt to the creditor who purchased it in -/-/- 2015. the judgment is marked satisfied. when I called to tell them they acted like they did n't know what I was talking about. I mailed them the paperwork stating the account has been paid ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

October 5, 2015 - -/-/-PURCHASE AUTHORIZED ON - - - - - - GA - CARD -Category Legal ServicesQuestions about this transaction? Review your options $ -TotalsI received a letter from - ga -/-/- to be in court about collection of a debt that I owed. I contacted the attorney at - address - - - - - - - GA - Phone Number - and Paid the debt over the phone -/-/- It payment was taken out of my account -/-/-. This is the transaction for - - bank showing the payment. I have received another notice from the - Court - - - that ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

October 5, 2015 - I am attempting to dispute a debt that i do not owe. The alleged debt is for a store card that i paid off in -/-/-. I received my final statement from them, validating that i did not owe anything on my account in -/-/-. As a matter of fact, my account had a - $10.00 balance on it as i hade made a return after i paid off my balance. Regardless, i did not owe them anything. That was the last i heard from them as i have not used that card since. The in - of this year, -/-/-, i received a letter from midland credit management stating that they bought my account and that i owed ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

September 29, 2015 - The debt was settled and paid several years ago. I continue to be contacted by a credit collection firm, Midland Credit Management , Inc. - handled my settlement and has contacted this creditor requesting a cease of contact. I continue to receive mail pieces from this collector for a debt that has been paid several years ago. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

September 24, 2015 - I have been in communication with midland, asking them to send me full verification, validation and accuracy on an item originally owned by -, and now - -. As of yet they have not sent us anything, not even a letter from - - or -, basically authorizing Midland to contact and attempt to collect on this item. This is important that we receive because we have documentation stateing that this item has been PAID IN FULL '' with a $0.00 balance since 2013. Please help me i am - Years old and i am constantly being called and solicited to buy things by phone or by mail, and or ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

September 22, 2015 - Client was sued by Midland Funding in - - on an account stated. Midland Funding, in its complaint, stated that the date of default was - -. It also alleged that defendant last made a payment on the account in - -. When Client asked for discovery, she was provided with - account statements. The final statement, dated - -, -, states a $0.00 balance. No evidence is provided that Client made a payment after -/-/-, other than a single sheet of paper that looks like it was printed from Midland Funding 's own records which simply provides a summary of the account ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

September 18, 2015 - This debt was satisfied ( paid ) in -/-/-, in full. Yet, the debt collector, Asset Acceptance LLC, keeps reporting it to the - credit bureau that it was satisfied - paid ) -/-/- This is simply not true. - refuses to contact Asset Acceptanceto get the date correct, and Asset Acceptance refuses to contact- to make sure the correct date of satisfaction is listed as-/-/- on my - credit report. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

September 18, 2015 - Mid land continues to re age my account the - - debt was $900.00. They keep trying to increase the amount and keep changing the account open date. - - card was from -/-/- and was paid off in -/-/-. It was - - issued card under - -. Here is how it appears on my credit report : MIDLAND FUNDING LLC $2100.00 $ - Your Account WithMIDLAND FUNDING LLCCall ( - ) - or Visit Agency - account reported on - -, - account reported on - -, - # - $ - - -Original Creditor $ - Balance- - - Date- -, - ReportedInd...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

September 14, 2015 - -/-/- Husband got a - - credit card. Account ending - Wife never signed for the - - card-/-/- - - was seized by Federal and They went Bankrupt then - Bank bought their debt. never had a credit card from - and - Card did not work after the -/-/- - working under - - - - account ending in*-offered a 40 % off of $ - $ -/-/- paid $1000.00 then the rest over a 6 month period -/-/- paid $100.00 - paid $56.00 - paid $60.00 then called - said owed still owed $ - paid $ - paid $60.00 then said i owe ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

September 5, 2015 - I received a letter in the mail from MCM/Midland Credit Management, INC 0N -/-/- advising me that they are the new owners of a debt they say I owe in the amount of --.I called and spoke to a associate and he asked me for the account number, I provided it, and then he asked me if I was calling to make a payment, I advised him I dispute this debt, and he told me I have to dispute it in writing.I sent out a LETTER ON -/-/-, I was told that if I do n't pay this it will be reported to the credit bureaus.I told him not to call me.This account was purchased by Asset Acceptance and the...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

September 3, 2015 - I have paid on a - credit cart for 7 years,- a month, applying - extra on a - a - bill, i paid close to - and they say i owe them - on a --loan. they sent the debt to midland collection agency -, and they call at least - times a day, as late as - ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

July 15, 2015 - Midland Credit Management , Inc. keeps sending me debt collection notices for a - card that has been paid off and when I tried to tall to one of their collection managers they keep insisting the debt is valid and it is not. The account was paid off in full to - 's and I have a copy of the cancelled check. It is also showing up as a derogatory remark on my credit report and they wo n't correct it. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

July 10, 2015 - - Bank took over a credit card account that I had with another company and raised our interest rates by 150 % without our knowledge or written notice. I contacted them about their deceit and the inappropriate raise in our APR and they said that I could pay off the debt but that was the only way to stop the interest accrual but they would not take back the extra interest already added for the previous months which totaled about a $700.00 dollars. I paid off the account except for the $700.00 that I felt was a malicious way to increase their bottom line when they had just received a bailo...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

July 9, 2015 - I first sent Asset Acceptance a letter in order for them to verify the debt owed and they responded, however the account was past the SOL. Since their response, We had agreed to settle the debt in exchange that they will remove the following account from my credit report. However they have not complied with the agreement, and the account remains open and reported as unpaid. I have paid them, and they are saying that it will take __ amount of days to receive a receipt. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

July 9, 2015 - While not attempting to collect a paid debt, the collection agency continues to update my report with inaccurate information showing delinquencies after the payment date. I have been going round and round with Midland Funding and -/- with inaccuracies and errors on my credit report. I have tried phone calls, emails, faxes, direct disputes with the credit bureaus, and a - complaint. After numerous attempts with Midland and - directly, I filed a - complaint in - -, information received from Midland on -/-/-, rebuttal sent back on -/-/- and a final response ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

July 3, 2015 - Midland Credit Management and I agreed to pay $760.00 for a - - debt. Midland prints checks to present to my bank for the payment. My bank notified Midland that their check was not being printed correctly. After - payments and no response or change from Midland, my bank refused to accept their check. I contacted Midland and they reinstated the payment plan and corrected their check account number. Midland did not inform me that they were no longer agreeing to the original agreed upon debt amount. After making the final payment, Midland wants to collect $480.00 more in debt payment...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

July 2, 2015 - Me and my husband had this - - credit card in 2002. Myhusband made his payments on the card until he loss his job. Theyoffered us an settlement offer of 4 payments. I made all of mypayments on time. The very last payment I made was on time, butthey did n't process it until the next day. So the customer servicerep. to me I was late on my payment, so they was n't going to honorthe offer. I told them I made my payment on time. He said, '' Well we did n't get it on time, so your late and the payment offeris no longer good. '' I also tried to get the information from my bankto use but it has ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

July 2, 2015 - - - has been illegally charging me fees in excess of over $2000.00 for a computer purchased in -/-/2006. The original amount owed : $1200.00, and the amount I have paid into the debt due to their illegal practices : $2900.00. The amount they have sent to the debt collection agency-MidlandFunding $3500.00. I have included copies of the paperwork that shows the double billing - added to my account each month that I paid my bill. They added late fees every month, no matter what date I paid within the month, and added huge amounts of additional finance charges ( not all the ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

June 28, 2015 - I opened an account with - in 2005, The card was paid in full and closed. I owed no money in the credit card before I closed it yet MIDLAND FUNDING LLC has this account in collection with the full credit amount / total that was paid off. MIDLAND FUNDING is egregiously Violated Fair Debt Collection Practices Act ( FDCPA '' ), the unfair collection practices by reporting on my credit report an account that was fully paid for before closing.The same account that is being reflected by the original creditor ( - ) on my credit report as paid in full and balance as -, Mid land funding a col...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

June 15, 2015 - Midland Funding LLC from - Acct # - if trying to collect and debt that was paid on - - debt from - was paid through - after my dispute was resolved., I have been disputing on my report since - ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

June 6, 2015 - Debt was settled in FULL with -, and yet they continue to report open collections, even after I 've CMRRR mailed them the payment info ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

June 4, 2015 - This Debt was Charged of in -/-/- with -. In -/-/- it went to Asset Acceptance LLC. They were sued by the FTC.One of the nation 's largest consumer debt buyers has agreed to pay a - civil penalty to settle Federal Trade Commission charges that it made a range of misrepresentations when trying to collect old debts. In addition, the company, Asset Acceptance , LLC, has agreed to tell consumers whose debt may be too old to be legally enforceable that it will not sue to collect on that debt They still have on my credit report and increased the balance from the - Charge off to -...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

June 2, 2015 - I am applying for a mortgage and was getting a pre approval when my loan officer told me I had a collections debt from midland funding still on my credit report from 2010. First of all, that debt was my father 's not mine but they attached it to my name and it affected my credit in - when I was applying for a mortgage the - time. I went with my father personally to the place and paid that debt for him in order to get it taken off of my credit history. Now again, it 's still on my history after settling and paying the debt of $2200.00. I need to get this removed because it is lowering m...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

May 30, 2015 - I continue to call to see if my balance is paid. I get paid every week and the amount that shows is more than what is owed. I am getting over garnished and the debt collector is not communicating with my employer. Currently I am in the -, the judgment was for - and some change. Their response is that they have n't gotten the payment, but every time I call its a different answer. The last time I called they said the last payment they received was for $40.00, but that was taken out of my check - weeks ago. I just want proper communication between the creditor and my employer. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

May 27, 2015 - Debt was charged off by original creditors ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

May 25, 2015 - I have previously settled an account with Midland Credit Management in 2014. Of note midland is not the original owner. After speaking with the original creditor it was agreed that the tradeline would be removed from all of my credit reports. I was instructed via letter from the original creditor We initiated the process of removing the tradeline from your credit history. However, any derogatory reporting of this account by any other lender will need to be addressed directly with the other lender.If you need to provide evidence of the requested change prior to the credit reporting agencies ab...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

May 22, 2015 - Debt was paid -/-/- but it is still showing as collection in my credit report as of -/-/-! I have complained few times at consumer finance and also called the collecion agency few times but it was never resolved. Collection agencies need to inform the credit bureau right away if the collection amount is paid off. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

May 21, 2015 - The law firm, -, -, - - - - obtained a judgment against me on behalf of MRC Receivables Corp in the amount of $2400.00 in -/-/- and made no attempt to collect for 7 years so that interest could accrue on the debt at 9 %. In -/-/- the judge awarded them the interest and the judgment became $4200.00. My employer deducted bi-weekly from my wages until it was paid in full in -/-/- They never filed a satisfaction of judgment. 7 months later, they contacted my employer claiming that because they never told them to stop sending payments, I now owe interest. Coming...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

May 13, 2015 - I HAVE CALLED THIS COMPANY NUMEROUS TIME AND i ALWAYS GET THE COLD SHOULDER OR ONE OF THIER REPS TELL ME THE PERSON THAT HANDLES THIS IS ALWAYS OUT OF THE OFFICE. THIS DEBT WAS PAID BY MONEY ORDER LAST MONTHALSO i HVE CALLED THE COMPANY FOR - WEEKS STRAIGHT ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

May 13, 2015 - I called after seeing this on my report. I spoke to someone and they could n't find any information in their system and seemed irritated that I was trying to figure out what the debt was. I asked them to remove this reporting from my report or provide all the documentation to me showing that what the debt is for and that it is mine and was never paid. They never sent anything but still continue to report it messing up my credit costing me lots of money because this debt was from -/-/- and they are reporting a - day late as of -/-/- which from my research on the internet is complet...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

May 7, 2015 - I have a collecton company illegally and in fraud ( Asset Acceptance LLC, - - - - - - for last 6 yrs ( signature debt expires in 4years in --but i had a loan from - finannce for a large amount signture loan no collateral- like revolving signature loan- the loan had insurance to payoff balance owed in case I lost my job which in effect occured-they collected the insurance_I had paid $12000.00 in insurance premiums over a two-three years that I had the loan. At the time I lost my job the balance owed and covered by insurance was about $6200.00 which they collected the...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

April 25, 2015 - - closed their business in -, but I had made attempts paying my payments on time for 15 years on a - limit account. My account was in good standing for 15 years - never late. Between - and -, I was told that my payments were not to be made at store any longer - even when pleading with manager to save on stamps to mail payments. I told them that when making payment to - processing center - my payment was not received and in - told that they received all my payments and that my account was going to be placed as paid in full. At some point in time, Midland Service took over t...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

April 22, 2015 - about 7 years ago i started a cellular service with - the plan i choose was a - minutes for - phones with an automatic cut off when the minutes run out. the store did not give me the plan requested and i end up paying - overtime the - month and when i call customer service they told me that i where going to correct the mistake and change the plan, but that never happened and again the the following month i got another bill for - for overtime, so i pay only the regular plan and cancel the service, then they send me a bill for - early cancellation plus the overtime. # 1 the ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

April 21, 2015 - I paid this collection with Midland Funding in -/-/- and it 's still showing a STATUS as OPEN, in collection and 90 days past due as -/-/- on my - and - credit reports. I have made numerous phone calls and disputed this info to the company at least - or - times since I paid the collection in -/-/-. All I have asked the company to do is update the collection iwith the correct info and show that is a paid collection. No such luck as of yet. Every time I dispute this collection it shows up with a new collection reporting date as if the collection is new. Please help!! ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

April 20, 2015 - We contacted Midland Credit Management to settle outstanding credit card debt, which they purchase for the original creditor. Midland Credit Management sent us settlement letters, with settlement amounts. We purchased cashier checks in the amount requested and returned copies of their settlement letters with checks in the amount of the agreed settlement payments via certified mail. A few weeks later we were contacted by Midland Credit Management who stated we would need to pay the settle amounts again, because payment was not received in a timely manner. In good faith we made payments as Midla...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

April 12, 2015 - IN 2005 OVER 10 YEARS AGO I HAD AN ACCOUNT WITH - AND AFTER MY CONTRACT RAN THROUGH DISCONTINUED SERVICES. MIDLAND FUND HAS SINCE BOUGHT THIS JUNK DEBT AND HAVE BEEN CONTINUING TO PERSUE AND REPORT THIS TO THE CREDIT BUREAU AND HAVE ADDITIONALLY PADDED THE AMOUNT INITIALLY WRONGFULLY REPORTED AS OWED. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

April 10, 2015 - In 2009 I moved from on post government housing to a new home and transferred my home phone to my new residence. A few months after I started receiving letters from - stating I had a outstanding bill. I explained that my account is still active that I only transferred my line and my account was current. I did n't hear anything else from them reference my bill. About 6 months later I started receiving mail from MIDLAND FUNDING stating they were attempting to collect a debt. I informed them that I still have verizon services and current with my bill. The rep stated that they 're only trying t...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

April 2, 2015 - I applied for a credit - account with my sister as cosigner for my dental work. I paid $75.00 upfront and made my - appointment. I had a $5.00 copay which I paid and my dentist took -. My next appointment he started a cleaning -. My next appointment my dentist had left and they had me scheduled for - - that were n't ever discussed with a different dentist. They charged - - $26000.00 for work they never did and $500.00 for work I never had done. Now it is a - bill. Please take this off my credit report. ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

March 24, 2015 - I filed a complaint against Midland Funding/ - Midland Credit Management with your agency on -/-/2015. Case number -. Since I have filed the complaint and Midland has received your letter, they have now retaliated against me, by re-reporting the information on my Equifax report under the name MidlandMCM with no original creditor information and a- days late since - 2015. This just showed up today, I know this is the same company, because it is the same account number. Please help any way you can ...

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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid

March 22, 2015 - Originally owed - - Credit Card. At some point they referred to collection or sold to Midland Credit Management who sent me an offer. Their letter said : If we receive $240.00 by -, we will consider your account balance paid ''! I sent check # - for $240.00 on -/-/-/-/ On - -, -/-/2015, they sent me a Statement '' saying thank you for your $240.00 payment ( credited on -/-/-/-/2015, - days before the day they had to receive it by ) but reflecting a balance of $160.00 even though I met all the terms of their offer. Please ensure they correct thei...

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