Resources for resolving common issues with Encore Capital Group products and services
You can reduce the number of unwanted calls from Encore Capital Group you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.
How do I register?
Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)
If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.
How long does it take?
Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.
Where can I file a complaint about an illegal sales call or a robocall?
To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).
Will I hear back from the FTC regarding my complaint?
Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.
What's a Robocall?
If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.
What Should You Do If You Get a Robocall?
If you get a robocall:
Encore Capital Group Credit card identity theft / fraud / embezzlement November 21, 2016 - I am a victim of identity theft and credit card fraud. The account from - - for $1200.00 back in 2008 was not opened by me. Also, the account with MIDLAND FUNDING MIDLAND CREDIT MANAGEMENT INC for - in the amount of $2200.00 was confirmed by the creditor that they closed this account, no longer collecting ( pls see attached letter ) and notified -, - and - to DELETE this account on my credit report. It has been 3 months since then and it is still in my credit report. I want it DELETED.... |
Encore Capital Group Credit card delinquent account August 6, 2016 - I was contacted by Midland Funding LLC. They have filed a lawsuit # - out of the - - # - Judge - - in - Texas, filed - we have ahd this problem with - concerning a different case. You have helped us in the past. We have a letter from the previous bank that reimbursed our account over $5200.00 in -/-/-. We have also have had credir card companies sending mail to - -. We have been married over - years and - does not get any mail for nearly - years with the name of - -. The credit card company who sold the debt to Midland Funding was - cre... |
Encore Capital Group Credit card other July 25, 2016 - Midland Funding # - The creditor did obtain a fraudulent legal judgment against me by filing an illegal lawsuit. The creditor has shown no proof that the debt was even properly assigned to them, nor that they are the actual owners of said debt. Additionally the creditor 's " affidavit of debt '' was " robosigned '' and no actual verification of the actual amount of debt owed was verified in the law suit, therefore the affidavit was fraudulent.... |
Encore Capital Group Credit card payoff process July 21, 2016 - I had an - card with -. The account was placed with Midland Credit Management, - - -, - -, - - CA - for collection. In - 2016 I agreed to a settlement of - monthly payments commencing - -, and ending - -, 2016. After the final payment was made I have continually asked for a payment in full letter, which I can not receive. The account is still listed on my credit report as having an outstanding balance and has affected my credit for purchasing a home. I just want them to acknowledge payment in full and send me the satisfaction letter, and report t... |
Encore Capital Group Credit card closing/cancelling account July 21, 2016 - I have been homeless since -/-/2016. I have not been able to make payments on these debts due to hardship. I had - and therapy and eventually was not able to do my job and lost my job which caused me to loose my apartment and so forth. I want to be able to clear my debt but now I am currently in a no job and homeless situation. If I could get some feedback on how I can clear these past debts I would greatly appreciate any advice. Thank you, - -... |
Encore Capital Group Credit card other June 28, 2016 - CFPB entered into a consent agreement with Midland Credit Management ( MCM ), which MCM is now violating. MCM agreed to stop attempting to collection efforts and made settlement restitution in some cases but has resumed collection efforts. This was a phony claim to begin with. My claim number is -.... |
Encore Capital Group Credit card closing/cancelling account June 28, 2016 - I opened an account in about - with - with a balance of $500.00. I wanted to close this account because the interest rate was extremely high, so I called to let them know to close it. Here it is -, I received a summons for court claiming I owe $830.00. I am already overwhelming with bills everywhere. This has been such a hassle. - has sold this debt to Midland credit company. This company is only willing to settle for $710.00.... |
Encore Capital Group Credit card credit card protection / debt protection June 24, 2016 - -/-/2015, Midland Credit Management was told that I was represented by counsel and that they had failed to respond to a request to produce documents including account statements, account numbers, payment history, proof that account was mine. At that time they ceased all communication. However, for the past two months, thy have violated my rights by once again started calling our number, - and leaving automated messages or hanging up and calling again numerous times. On -/-/2015, they mailed me a letter, in violation of consumer protection laws, referencing an account number, account -... |
Encore Capital Group Credit card other May 31, 2016 - Midland Funding LLC bought my - - $6000.00 credit card debt ( Acct # - ) from - - - - -, - -, and -. I have requested from all the junk debt collectors in writing to stop the collections calls, provide verification of the debt, and provide ownership of the debt. I received abusive telephone harassment calls from all the junk debt collectors on this account at the same time but I did not receive the written documentation requested. They ignored my do not call letter. Midland Funding through their lawyer, - -, filed the -/-/2016 lawsuit # - aga... |
Encore Capital Group Credit card identity theft / fraud / embezzlement May 26, 2016 - MIDLAND FUNDING has been harassing me also for this debt of $310.00 i ad them i was a victim of identity theft and this card was open by someone who stole my identity. i have called them many times and asked them to remove this from my credit report. i have even sent them the police report and fraud fraud affidavit, as a consumer i hve rights and this is not fair. they call my phone at all hours of the day trying to collect this debt that is not mine. this has to stop... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine May 17, 2016 - Midland Credit Management keeps sending me a bill, even after I requested a validation from them. They have n't validated the debt, just sent me a computer printout from their own records, not from the original creditor.... |
Encore Capital Group Debt collection improper contact or sharing of info talked to a third party about my debt May 17, 2016 - I have paid this debt in.full and went to.the court and filed psper work and paid to.have it removed from the courts and my credit reports but still showing as open in the - county courts and all the credit bureaus... |
Encore Capital Group Debt collection communication tactics threatened to take legal action May 16, 2016 - Have the reported the proper amount on collections... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine May 15, 2016 - After receiving letters from Midland Funding I decided to pull my credit report to realize that Midland Funding was and still is reporting inaccurate information to the credit bureaus. I 've been sending letters for the last - tears trying to resolve this issue. I 've requested any documentation that they have on these alleged accounts ( statements, checks, payments ... ) All they could do is to provide me with the information of the original creditor. I 've contacted the alleged original creditor and they are not longer reporting these accounts on my credit report after my claim. They purg... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 14, 2016 - I have called and talked to the company I am seeking asking for a detailed statement for the past 3 months of the account before it went into collection so that I can verify how a - credit limit credit card became $1100.00 the agency has refused to go back 3 months or take a settlement offer of - and the least they would go is -. I would like detailed statements of how fees or interest were accrued and verify last purchases before collection... |
Encore Capital Group Debt collection improper contact or sharing of info contacted employer after asked not to May 13, 2016 - They have called my employer numerous times, even after I have asked them to stop calling me at work, at the phone number. Not only that, but they have told my employer who they are, and that they are debt collectors, and have given personal information out. This damage, can not be undone. They should have never called work, and when asked to stop calling they did n't stop. They are not allowed to give out personal information /or say it is regarding a debt.... |
Encore Capital Group Debt collection taking/threatening an illegal action sued w/o proper notification of suit May 13, 2016 - Midland Funding , LLC has placed a lien on my home. I was informed of this by a mortgage lender with whom I was trying to close on a home refinance HARP loan. I was not aware there was a lien on my home. I understand that this action is illegal. Can you help me by contacting Midland Funding , LLC for me?... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine May 12, 2016 - Midland Funding , LLC continues to contact me either by phone or by mail regarding a - - account which was not mine. I have told them they have the wrong person and they have verified it on the phone with me via cross referencing the SS number of the account holder and my SS number. They contend they will take my information off the account each time I talk to them and then something pops up from them again every 3-4 months. I think they have people looking for something to do.... |
Encore Capital Group Debt collection improper contact or sharing of info talked to a third party about my debt May 12, 2016 - Midland Credit Management Representatiive, - - at - x - called my home residence phone number and disclosed third party information about my debt ( credit card ) owed. Disclosed total balance due ( - ) amount of the charges. The third party advised her that it was not his bill never heard of the company she represented and she informed him he was responsible for the debt. He advised her he never used any credit card. He asked her for her name and number and she advised she could talk to him and would take legal action if bill wasnt paid. He offered to take a number and and will ... |
Encore Capital Group Debt collection improper contact or sharing of info talked to a third party about my debt May 12, 2016 - Called and threatened jail time for a payday loan I never had. Explained to them I have not worked since -/-/-. I 'm -. Told me I took out a loan in -/-/-. I asked them to send verification in the mail. Told me they ca n't. They hung up on me and told me good luck, you will need it. Then they called my - year old mother in law and threatened her. I have not taken out any loans at all. They have all my private information as well. I have also recently had - of my credit cards hacked and used as well as someone trying to steal income tax return. I received a letter from the IR... |
Encore Capital Group Credit card billing disputes May 10, 2016 - My complaint is against Midland Funding LLC of - -.a credit card company. I received this card I believe around 2002 maybe or earlier. My question is what is the statue of limitations for the state of - for credit card collection and who is in charge of how much these companies are allowed to pile on additional charges. My initial credit limit was $350.00 with the - withheld for some type of annual fee. Needless to say whenever I have received collection letters from various companies about this debt the cost on this account continues to rise. I have refuted this debt several tim... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid May 10, 2016 - I was sued in 2014 for a debt that I owed - -. Midland Funding bought the debt and filed a suit against me and garnished my wages until the balance was paid in full. After paying this debt in full, I received more correspondence from Midland Funding as well as - and - -. stating that I was being sued again for the same debt. I have spoken to both compnaies and Midland Funding refuses to speak to me about my account and told me they sold the account to - - - after this account was satisfied. I contacted - & - and they stated that they never received the money that ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine May 10, 2016 - Midland Funding is lowering my credit report and creating problems for me by reporting a Collection account on my credit report. This debt is NOT mine and yet they continue to ignore my requests to remove the derogatory remark. I ca n't understand how they can ruin someone 's life without providing any proof a debt is owed. If the CFPB ca n't help with situations like this I question why it even exists? The credit reporting agencies dispute procedure is useless in these situations and need to be changed.... |
Encore Capital Group Debt collection communication tactics frequent or repeated calls May 10, 2016 - Midland Credit Management , Inc. repeatedly call me on my cell phone, which is my work phone. When I say Hello, hello, no one is there!!! I repeatedly asked them to Validate this debt, which mentions - and as I see from my credit report is quite old, but they keep sending me a letter saying they are requesting the appropriate documents. The last time they called, I took a photo of the call on my cell number. - removed their entry from my credit report but - is not willing to do so.... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 9, 2016 - I have asked Midland to validate a collection they are reporting on my credit reports on -/-/16 and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to... |
Encore Capital Group Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect April 28, 2016 - I received a payday loan of $300.00. They started deducting $60.00 per week from my bank account. After about 8-10 weeks they were still deducting the amount only it was now $95.00 a week. I had direct deposit that I did n't want to stop but I had no choice but to close the account. After some time someone from an agency contacted me & my employer threatening arrest so my employer wrote a check for over $1400.00 for the loan & " fees '' to this agency. I thought that was the end of it. In the past month, people from another agency " Midland Credit '' have harassed me and my daughter, ... |
Encore Capital Group Consumer Loan problems when you are unable to pay April 21, 2016 - Midland Credit management sent me letters in - I 'm English speaking I called them several times to provide documents of paid accounts and have year to receive any documents I do n't know where my money went ... |
Encore Capital Group Consumer Loan problems when you are unable to pay April 21, 2016 - I had a hard time paying - - and got behind in payments so this went on my credit report but last year I had a bank levy for the loan of $520.00 dollars and when I called the court officer the only thing he can tell me is that those fees went to a lawyer but he could not give me details ... |
Encore Capital Group Consumer Loan problems when you are unable to pay April 18, 2016 - The above debt was originally due to -, -. However, due to job loss and economic down turn - I stopped payments. In 2013, I went from working a 5hr job to that of an 8hr one. However, in recent years the above agencies Midland Credit Management , Inc. a subsidiary of Encore Capital Group have resulted in FULL out harassment tactics. They are having me surveillanced/followed in my daily comings and goings, especially to and from work! I have been able to take some photos of some of their operatives. They are not shy about their efforts, often by walking in slow proximity, and looking b... |
Encore Capital Group Consumer Loan managing the loan or lease April 2, 2016 - Unable to pay original loan due to unemployment and medical expenses. Debt was sold to Midland Credit Management who added unspecified fees, effectively increasing amount " owed '' by 140 %. MCM tried suing, but rescinded suit when defendant requested records detailing ownership of debt and additional fees. MCM refuses to remove debt from credit reporting agencies, despite the debt being older than 7 years ( they have reported the date they acquired debt as the debt origination date, not the date the debt became delinquent ). ... |
Encore Capital Group Credit card billing disputes March 21, 2016 - I have been contacted on numerous times by phone and mail concerning an amount of money I allegedly owe. I do not recognize the firm that I allegedly owe this money to. I called last Thursday, - -, 2016 to get information and they asked me to call back today, Monday, - -, 2016, which I did. After being transferred to - different people, they told me they could NY provide information as the account was under review but the would not tell me why. I told the last person I spoke to, a - -, that I wanted to settle the account for $1500.00, which is what I can afford at the t... |
Encore Capital Group Consumer Loan problems when you are unable to pay March 20, 2016 - Calls up to - times a day, even on weekends ... |
Encore Capital Group Consumer Loan problems when you are unable to pay March 13, 2016 - This credit card was opened in - with - bank Delaware. This is a credit card I could not make payments on. On - - I made my last payment toward this loan. On - - they started to try to collect this debt and put negative information on my credit report. On - - - sent this account to Midland funding llc for them to collect. They - are still reporting this negative information on my credit reports. Its been well over 7 years from the default. I have contacted them my phone and mail asking them to up date or remove this from my credit report. They just continue to rep... |
Encore Capital Group Bank account or service account opening, closing, or management March 6, 2016 - I 've taken action during the past 60 days, to date MIDLAND FUNDING has not resolved my issue. Can you please support me in resolving this matter as I have followed all the necessary steps in disputing provided to me by the Federal Trade Commission, and the CFPB but have not bee successful. Should you need any other information, please let me know. Sincerely, - - ... |
Encore Capital Group Consumer Loan managing the loan or lease March 4, 2016 - I do n't exactly know how to reference this account. But I 'm having a problem with a credit reporting agency. - - - -, T- -. I was inform that the company do not have to verify that the information that is reported on a consumer account to ensure that the information that is being reported is accurate. I forward a letter to - that I received from the company regarding a dispute request removal, that the company sent to me. - acknowledge that the letter was receive but did not removed the dispute. - said that they opened a dispute regarding the company then sent a reque... |
Encore Capital Group Credit card billing disputes March 1, 2016 - I was notified that Midland Funding LLC sued my - -, Case No. -. I called them and they said it was because of a - - that I optained in -. The stated there was a balance due of $2300.00. I do not remember ever having a credit card with -. They said it was sent to Midland Funding in -. I have never gotten a call about this. I never knew about this. Now I have a law suit and nobody can tell me anything about the charges or where they were spent, etc. I have a credit report from -/-/-. I looked through it to see if a card with that name or number was on it. Ther... |
Encore Capital Group Credit card payoff process February 29, 2016 - This is a case of a collector refusing to accept payment from the debtor. My credit rating was destroyed because of an error committed by the merchant and now I have been given the run-around by the credit collectors which REFUSED to accept my offer of payment. Sometime in - -, Discount Tires offered a $150.00 rebate if I buy - tires and pay ( $370.00 ) thru a credit card ( - - ) which I had to then and there apply for. I filled up the forms the credit card and submitted it to - - who finalized the online application process with - -. Later I got the rebate. I wa... |
Encore Capital Group Credit card billing disputes February 26, 2016 - I was contacted by Midland Funding LLC for a debt of $700.00. After paying my debt of $700.00, they filled a lawsuit against me. Every time I call their office, I speak with a person not of American decent that can not connect me to management. The only way that I found out that I have a court date on Monday, - - ( NE-T MONDAY ), is because my parents called me to tell me I have a notice to appear in court. I have n't lived there for years and the company has my address on file because they keep making me repeat it for identification purposes on the phone. ... |
Encore Capital Group Credit card billing disputes February 10, 2016 - card was paid as part of a settlement. however, is still showing on my credit file and it is affecting my credit worthiness ... |
Encore Capital Group Credit card other January 7, 2016 - Midland Funding LLC purchased a debt from - and brought legal actions to recover the alleged debt. The case was dismissed on - -, 2012. However, Midland Funding LLC continues to report this on my credit report as if this matter is in collection alluding there is still a debt of $7200.00. ... |
Encore Capital Group Credit card sale of account December 22, 2015 - I would like to file a complaint against midland capital funding LLC for attempting to Sue me and Collect on an Old - Debt, that they Purchased from - - in - or -, the account was opened in - by me, and Midland Funding Bought The Charged Off Account in - or -, and they are in the process of suing me, at this Time. Louisiana - states that after 3 years a company can not attempt to collect on this type of account. The Statue of Limitations has Expired. ... |
Encore Capital Group Debt collection communication tactics frequent or repeated calls December 17, 2015 - None of these options explain my situation. Midland funding had entered into an agreement with the cfpb ( you ) and can not accept any payments from me. This is stopping me from refinancing my vehicle as i can not satisfy the debt. I needed them to send a fax/letter/email to my bank stating they can not accept my payment, but they refuse to do so, even though they would say it to my banker over the phone. I believe this to be out of spite toward me so that i can not refinance my vehicle, since they will not be receiving the money. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt December 17, 2015 - Disputed debt on credit report asked for validation with my signature, and they have start legal action against me. So in turn i have started a class action against them. Debt buyer Midland Credit Management, Inc ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine December 17, 2015 - we keep getting calls from midland credit which we do not or ever had any loans with and when we answer the phone they do not respond but when we call them back they want our phone number and we told them to quit calling but they keep calling our house ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt December 17, 2015 - I received a letter -/-/- from the Law Offices of -, -, -, - - stating they represent Midland Funding in a debt I supposedly owe. I responded to their letter within 30 days requesting proof of debt by certified letter. I never heard anything. I sent a second certified letter requesting proof of debt. I still have n't heard anything back from them or received the proof of debt as requested. -/-/-, I started the process of refinancing my house. I was informed that I would have a higher interest rate because this debit is on my account and listed as disputed. I have t... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft December 16, 2015 - This is a complaint against Encore Capital Group and its continued collection of a debt while the account was under investigation and is still under investigation for fraudulent charges. On -/-/- the judgement against me initiated by Midland Funding was set aside because of lack of sufficient service. The writ of garnishment was squashed. In court, I was handed an overview of the account ending in # - and I stated in court that charges that created the balance were not mine. ( see minute entry -/-/- and - pages of spreadsheets printed by Midland Credit Management ) The ... |
Encore Capital Group Consumer Loan managing the loan or lease December 16, 2015 - Midland Funding LLC is dstill reporting my - - credit card as open. It was paid in full in - of -. They ignore my requests to report it properly. This is how it is showing on my credit report : Details Last Reported - -, - Collection Agency MIDLAND FUNDING LLC Original Creditor - - BANK Status Open Opened Date Apr -, - Closed Date - Responsibility Individual Balance $1200.00 High Balance $1000.00 Remarks Account information disputed by consumer, meets FCRA requirements Creditor Contact Details MIDLAND FUNDING LLC - - - - - -, CA - ( ... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay December 16, 2015 - Restricted # called ex-family member and provided same information. Then called me. This was in regards to my adult son, who has not lived with me for 7 years. Left a message on my phone that a case was filed against him in our local court, have an order to locate. Has been instructed to contact my sons employer. They are in the process of locating him at his work or residence right now. Once filed, he forfeits his legal rights. Call -. Case # -. I called this number and told them they were not allowed to reveal that information and were in violation of sections 804 and 805 of the Fair D... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt December 16, 2015 - I contacted Midland Funding and spoke with - - in the debt verification department regarding an account that should no longer be reported on my credit file. My original debt was with - - which is now - -. My first date of delinquency was - 2008. This date was confirmed with the original creditor AND - - also confirmed that the date of the last payment was - 2008, however, - - stated that that information does not state that that was the FIRST date of delinquency. This statement by - - makes no sense being that the original creditor already confirmed th... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt December 16, 2015 - The issue is a - - Illinois judgment pertaining to Case Number - issued sometime in -. Plaintiff being Asset Acceptance , LLC represented by - - -. I am in the process of securing mortgage financing related to the purchase of a condominium situated in - -, California. During the course of the mortgage due diligence process, the mortgage broker informed me that the above-referenced judgment was indicated on my credit report. My research on this matter led me to the conclusion that the debt giving rise to the judgment was originally associated with a credit card ba... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy December 15, 2015 - original account number was charged in a Chapter - bankruptcy in -/-/- Wa DOc # -, then again in -/-/- Wa DOc # -. Because it gets sold and put back on. Since I have had it removed from my - credit report and working on the other - agencies, now the debt collector has decided to contact me, and say I owe the money ... |
Encore Capital Group Debt collection false statements or representation indicated shouldn't respond to lawsuit December 15, 2015 - I am fraudulently being sued in - courts by the same company known as " Midland Funding LLC. I believe they have violated the Fair Debt Collection Practice Act, both State and Federal Debt Collection Practices Laws, has acted in countless Frivolous Collection Attempts, and committed tremendous FRAUD with their - fraudulent lawsuits that they have submitted - Cases against me and their prior harassment as detailed below and which I can provide proof : 1 ) They have no rights to these - cases or claims that they have purchased these - debts from any company and the dollar amounts ... |
Encore Capital Group Debt collection communication tactics frequent or repeated calls December 15, 2015 - Payment in full was made to the - Bank - - sent payments to MCM - MCM since - 2015 has not returned the overpayment of $350.00 despite repeated calls and attempts on my behalf for them to do so. ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received December 15, 2015 - Midland Funding removed funds from my account for a debt that does n't belong to me. I recently sent a letter stating that the money that was removed from my account belongs to my elderly father who is - all the money came from is social security check to be used for is living expenses and is final burial expenses. I also explain to Midland that I am the sole caregiver for my father and all the monies removed belongs to him. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid December 14, 2015 - - - Bank and their second collection agency are in violation of the Fair Debt Collection act. The First collection agency assigned to - - was satisfied and paid in full. Now in - - Midland Credit Management became the owner of debt that has already been paid. I am tired of this nonsense, and so is my attorney and he knows California Law and that the debt can only be assigned once. Please help. - Creditors have been notified to remove these items from my credit but to no avial, I keep getting the run around. I greatly appreciated your help! Thank you. I have disputed with a... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine December 13, 2015 - I did have a - account ( -? ) but when the store closed in our area -/-/-, I paid off my account and closed it. I JUST got a letter from Midland Credit Management - - - - saying that this account was " charged off as an unpaid delinquent debt on - '' but Midland wants me to pay them $370.00! I do not owe this money and asked the credit agencies - to remove this from my credit reports. ... |
Encore Capital Group Debt collection communication tactics called outside of 8am-9pm December 13, 2015 - Calls - Sunday morning for weeks ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid December 13, 2015 - In - 2015 I set up a settlement with Midland Credit Management ( Midland Funding LLC ) for a debt they bought from - - -. I paid the agreed settlement in - 2015. I received documentation for the settlement agreement and that it had been paid. This company is still reporting this account open to the - credit bureaus. I have disputed this with the credit bureaus and the company still maintains that I have balance due. When I called the company and spoke with Consumer Affairs division, they claim that the Internal Legal department has not notified them the debt has been paid. I ... |
Encore Capital Group Debt collection false statements or representation indicated committed crime not paying December 11, 2015 - Midland Funding filed with attorneys - - - - - for collection with court when already set up with Credit agency and was accepting $ 100 monthly paymentt from - - / 2015 from - my acct - .Payments made are in the amount $100.00 on the - of the month with no payments missed. ... |
Encore Capital Group Debt collection false statements or representation attempted to collect wrong amount December 11, 2015 - Failing to honor a mandatory arbitration clause in my credit card agreement. I received a summons on a debt from Midland credit and immediately requested arbitration. They continued with the lawsuit against me and we arrived at court on - -. The lawyer representing them is - - -. I brought a copy of my agreement obtained from - He immediately questioned the validity of of that agreement because it was dated -/-/-. I went home and printed yet another agreement from -/-/-, both having the same arbitration clause. He is now asking for summary judgment and I have a new ... |