Review and analysis of over 2,087 complaints against TransUnion
TransUnion consumers have reported over 2,087 official complaints related to Credit reporting company's investigation. Out of the 2,087 consumer complaints against TransUnion, 24% were disputed by the consumer (i.e. the consumer was not happy with how TransUnion responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against TransUnion resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 23% resulted in non-monetary compensation.
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TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result February 15, 2016 - Two requests have been sent requesting a security freeze be placed on my credit file as I am a victim of identity theft and want to prevent any further fraudulent use of my credit information. Both requests were sent USPS Certified, which were signed received on -/-/- & -/-/-. Included in my request a copy of my police report, identity theft affidavit along with sufficient proof of identity. According to Texas 's Business and Commerce Code Sec. 20.034. Upon receipt of my request, the security freeze should have been placed within 5 business days and written confirmation sent... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute February 14, 2016 - I disputed a debt with transunion because a collection agency and a creditor report the same - debts. Transunion dont remove any of the entries. ... |
TransUnion Credit reporting credit reporting company's investigation inadequate help over the phone February 12, 2016 - want to cancel my membership and am unable to do so. I work for the Federal Government and they recommended I request a free credit report through -. I signed up for through this website - and did not receive any information on how to cancel membership. My bank is being charged $17.00 a month by TU TransUnion and I want it canceled now. TransUnion said they have no record of my account but their name shows up on my bank statement for the draft. If I do not hear back from Annual Credit Report, I will report this as a fraud to all credit reporting agencies and -. ... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result February 10, 2016 - On or about - -, -, I received a disclosure of credit score information ( - ) from - -. I continue to see the very same key factors that are adversely affecting my scores. The very same key factors have appeared on disclosure received on or about -/-/- ; -/-/- ; -/-/- ; -/-/- ; -/-/- ; -/-/-. Disclosure attached for your information I have file complaints to credit bureaus and the Consumer Finance Protection Bureau. - credit bureau ( TRANSUNION ) responded that key factors will not be deleted. Why? - responded that ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute February 10, 2016 - Trans Union continues to bully and cripple my ability to even move or prove to a business I 'm me. As Trans Union has changed the placement of my name 's switch last, middle and first on their reports to companies then Trans Union deletes my first name and gives me to last names. All because Trans Union wants to violate my rights of privacy demanding I send them my Government issued and personally paid for State ID and they have no rights to my SSA card or State ID/ License. So Trans Union claims that they got the illegal fraud report on my name from - or -. Yet for the history of - &... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result February 5, 2016 - - - - - - # - - VA - - You are in Violation of The FCRA You must supply to me the method of your investigation and VALIDATION not verify everything. You must remove the Fraud alter from my credit profile!!! You must remove the inquiry for - from my credit report!!!!! I never applied to - DO NOT OPEN A FRUAD ALERT!!!! You must remove payment plan from - there is no payment plain account is closed I request the method of verification, under the FCRA section 611 ( a ) ( 7 ). Escalate his call to a supervisor do not use the e-Oscar. System You must upda... |
TransUnion Credit reporting credit reporting company's investigation investigation took too long February 5, 2016 - I have been disputing and demanding validation of a debts I do not owe and inaccuracies on my credit report for months now, and TRANSSUION has not only been ambiguous, they have not provided the requested and official documentation required by law, nor have they corrected the information, in reference to the following accounts since last contact. - not mine, No proof of debt- Please be advised that this is not a refusal to pay the debt, but a detect sent pursuant to the Fair Debt Collection Practices Act 1 : USC 1692g Sec 809 ( b ) you title that I owe this. Under the Fair Debt Collections... |
TransUnion Credit reporting credit reporting company's investigation inadequate help over the phone February 4, 2016 - I am a - - - - and Veteran. I am applying for a VA loan. However, my estranged husband abused my credit, changing my credit from excellent to poor. - of his accounts is incorrectly listed on my credit report. I filed a dispute to remove an erroneous account from my credit report. The credit provider, - -, provided evidence the account does not belong to me, then proceeded to delete it from my - file, Transunion file, and - file. - and - updated my report immediately. However, Transunion refuses to remove it because they tell me they have 30 days to resolve the ... |
TransUnion Credit reporting credit reporting company's investigation investigation took too long February 4, 2016 - The TransUnion company has a policy of updating there information every 30-90 days. To a user taking responsibility of finances is being forced in some situations into losing more finances. with the movement of data information at a moments notice, the stroke of a key, this company and any other company should only have 7 days to process that data. When I paid all my debts off every company evolved was able to slow mail me with a guarantee that I would receive the letter in 5-10 days. If these companies a lot the time and personnel to that, they should be forced into posting any updates in un... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute February 3, 2016 - This complaint is related to the resolution of the CFPB case number -. Despite of my efforts to fix this problem and despite this complaint has already been resolve ; Transunion reporting agency do not care about the resolution in relation to my case. They keep reporting the wrong information, Transunion stated that only the collection company can delete the information, the collection company stated that they already deleted the information with transunion the same way they did with the other CRAs. Again this is in reference to the CFPB case number - please read the resolution. Thanks ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute February 2, 2016 - - - - - - # - - VA - Every time i ask t have my address changed I get a fraud alert. Please change my address and remove the Fraud alerts from my profile. Please review my credit score it is incorrect. Thanks - - ... |
TransUnion Credit reporting credit reporting company's investigation inadequate help over the phone February 2, 2016 - Dispute was not handled thoroughly. Problem with statement of dispute. ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute February 1, 2016 - - has recently authorized a credit pull without my approval and the negative mark is on my credit report. On - -, 2015 I asked a question and never received a response. Yet, before answering my question, pulled my credit. Please see information attached below. ... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 31, 2016 - 1 ) I uploaded a letter from - - - -/-/15. The letter from ( - - - ) reported my - payment as a 30 day late. -, Transunion have not corrected this information. I have never been late. 2 ) -, - - - -, is reporting a $8100.00 balance amount owed on Transunion, - lien on my credit prior to reaching out and allowing me to discuss correct amount or work with rep to get to verify if it was even owed. This is not correct either. ... |
TransUnion Credit reporting credit reporting company's investigation inadequate help over the phone January 30, 2016 - I have disputed with Transunion to immediately remove and delete negatives collections on my credit reports and Remove and Delete the " Fraud Alert '' .Also Transunion are allowing unauthorize collections and many unauthorized hard inquiries and inquiries. Transunion and credit debtors collections can not attempt to collect any debts collections because l am on - - - and Retired. Transunion is allowing collections and credit companies report collections on my Transunion credit report and also allowing collection and credit companies pull my credit without my written consent. Transu... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute January 30, 2016 - I disputed the information twice on Transunion as fraud, they investigated and failed to remove. I called the collection company ( - ) and they refered me to -. I called and it was not event my name or social security number, they claimed mistaken identity, yet this was on my credit rating, and I contested this??? What kind of investigation was done, and why is there so much incompetence? - said that I should be getting this removed and a confirmation letter in a few days all I got out of them was - - and - -, in -, T- was where the bill came from. They assured me it wa... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 29, 2016 - Transunion has police reports on file & I have an fraud alert on file I 'm a victim of ID theft I have had my credit pulled that was NOT authorized by me from - - -/-/-, - -/-/-, - - -/-/-, - - -/-/-, - - -/-/- & -/-/- all of these were NOT authorized by me these Inquires are all Fraudulent & Fraud I demand to have these removed ASAP or give me the address or phone numbers to these places to get these removed because they were all NOT authorized by - -. ... |
TransUnion Credit reporting credit reporting company's investigation investigation took too long January 29, 2016 - I wrote a dispute letter to TransUnion on - -, - notifying them that they were reporting inaccurate credit information on my report. This letter went unanswered. Therefore, I wrote another letter on - -, - to notify the credit bureau that my previous request for investigation had gone unanswered. As a courtesy I included a copy of my first letter as proof. I requested the item be removed as a proper investigation had not been conducted nor a timely response within 30 days as outlined in the FCRA sent to me. The FCRA states that if a credit bureau fails to conduct a reasonable... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 28, 2016 - I am filing this complaint because Transunion has ignored my request to provide me with the documents that their company has on file that were used to verify the accounts I disputed. Being that they have gone past their 30 day mark and can not verify these accounts, Under Section 611 ( 5 ) ( A ) of the FCRA they are required to " ... .Promptly delete all information that can not be verified. '' that I have disputed. Please resolve this matter as soon as possible. Thank You ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute January 25, 2016 - On three separate occasions, the dates being - -, -, - -, -, and - -, -, I disputed the following accounts with Transunion : - - - - - - - - - - - - - - - -. I informed Transunion that under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that they disclose to me all of the documents they have recorded and retained in their file at the time of these requests concerning the accounts that they are reporting in my credit report and requested copies of the documents they used to verify the accura... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 22, 2016 - I have dispute an item with Transunion. That item is -, - - -. Each time they send me the results, they say this item is verified. However, they do not attach any proof of the verification to my results or credit report. In addition, they do not attach how they actually verified this item and they are supposed to. ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute January 22, 2016 - - -, - CERTIFIED MAIL RRR # - - - - - - -. - - -, - - CERTIFIED MAIL RRR # - - - - - - - - - - - - - -, - - CERTIFIED MAIL RRR # - - - - - TransUnion -. - - -, - - Dear Sir/Madam : RE : - - - S.S. # - -/-/- Current Address : - - - -, - -, - - Previous Address : - - -, - -, - - And - - - S.S. # - -/-/- Current Address : - - - -, - -, - - Previous Address : - ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute January 21, 2016 - I 'm still own my home and am current on my payments. I tried to dispute my Mortgage payments for 2015, but all - credit bureaus denied my dispute, because I filed bankruptcy. - - refuses to recognize that my house was not included in the bankruptcy, because I did not REAFFIRM the debt. I RETAINED my house instead. Under Chapter -. See, 15 USC & 1681i of the Fair Credit Reporting Act. I 'm allowed to report my payments once a year to all - Credit Bureaus. ... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 21, 2016 - I have submitted a dispute to TransUnion regarding duplicate accounts on my credit report. - is listed on my credit report twice. Please advise why the same information is on my account twice and lists the same information. ... |
TransUnion Credit reporting credit reporting company's investigation investigation took too long January 21, 2016 - I wrote - on - -, - as I discovered issues on what they were showing on my credit reports. I included copies of my drivers license, social security card, and a utility bill as proof of my residence. It is - -, - and they have not responded. This is illegal for them to do as the law says they MUST answer in 30 days! ... |
TransUnion Credit reporting credit reporting company's investigation investigation took too long January 21, 2016 - I have not received any correspondence from either - or TransUnion during the entire course of my dispute process. All letters have been delivered and I am able to track them online. By law, results must be delivered within 30 days and I have not only received no results in the mail, but no mail whatsoever. Therefore, what I am disputing must be removed. ... |
TransUnion Credit reporting credit reporting company's investigation investigation took too long January 20, 2016 - I have been disputing and requesting validation of a debts I do not owe ( NOT MINE ID THEFT ) AND basic inaccuracies on my credit report for nearly 90 days now, and - has not only been evasive, they have never once provided the requested and official documentation required by law, nor have they corrected the information, in reference to the following accounts - - - - -, 2009 Not once have they provided me valid proof that it was mine NOR that I had a contract with either of this company, nor have they corrected the information. Pursuant to the Fair Debt Collection Practices A... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 19, 2016 - i am filing this complaint because Transunion has ignored my request to provide me with the documents that their company has on file that was used to verify the accounts i disputed. being that they have gone past the 30 day mark and can not verify these accounts, under section - - - ) ( A ) of the FCRA-they are required to '' ... promptly delete all information which can not be verified. " that i have disputed.Please resolve this manner as soon as possible. Thank you ... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 19, 2016 - I sent an Affidavit of Identity Theft to Trans Union and it was received by Trans Union on -/-/2015. After the agency received documentation, I never received an investigation status or result. Additionally, Trans Union did not respond to the request but - and - did. ... |
TransUnion Credit reporting credit reporting company's investigation investigation took too long January 15, 2016 - I first sent out my disputes to the - CRAs on - via fax and certified mail the same day. I only sent - letter to TransUnion without " additional information ''. This is the way that everyone sends in their disputes. I received a letter today stating that my original letter was received on -/-/- and " additional information '' was received on -/-/-, therefore they have an additional 15 days and that it will be completed on -/-/- instead of the 30 days mandated by law under FCRA - -. This is unlawful ; I never sent anything other than my - letter with... |
TransUnion Credit reporting credit reporting company's investigation investigation took too long January 14, 2016 - - financial institutions have provided me with credit score information disclosures. Upon reviewing this information, I found that several key factors continue to be reported. These are identical to disclosure received in - 2015, - 2015 and - 2015. As of this day I have not received any response to complaints submitted through CFPB and several letters to the credit bureaus. After reviewing credit reports, it has been found that credit reports do not support any of these reported key factors. -There are no serious delinquency -time since delinquency is too recent/unknown. this is ... |
TransUnion Credit reporting credit reporting company's investigation inadequate help over the phone January 14, 2016 - On -/-/2016 I contacted TransUnion by phone at - to dispute inaccurate information on my report. This is the phone number listed on my credit report to contact TransUnion. The representative I spoke to failed to assist me and attempted to transfer me to special handling. Again I just received the voicemail. No one from the Special Handling department has returned my call. I called back a second time and when I mentioned that I have questions about my file ; when they found out who I was I was immediately transferred to the Special Handling voicemail again. I am disputing the follo... |
TransUnion Credit reporting credit reporting company's investigation inadequate help over the phone January 13, 2016 - Tried calling TransUnion for assistance on my credit report. Was told " Special Handling '' is the only ones that can assist me with my report and that I 'd be transferred. No one ever answers when I call. I just receive voicemail. My calls are not returned. When I call back and ask for the direct number to this department, TransUnion wo n't give it to me. I 'm told I just need to call back to the regular number and asked to be transferred. I feel TransUnion is treating me different based on my prior complaints to the CFPB, and now TransUnion is failing to provide me the same assistance as t... |
TransUnion Credit reporting credit reporting company's investigation investigation took too long January 13, 2016 - I sent a letter to transunion saying that the company collection - has not verified or validated my debt. So I sent a letter Transunion to remove coll recv sv tradelines. Transunion has declined to do so. ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute January 13, 2016 - A fellow Co worker, Used my information to buy a car. I am a nurse and a Patient with the Company that I work for so that Nurse " - - '' used my personal information with out my knowledge and There are several creditors that are calling one particular number - Claiming that I owe them funds or if I know where to reach -. I have advised - that I did not authorize for my information to be used, yet they cont. to call. - would be able to access all of my information through a company application that stores all patients demographics. ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute January 12, 2016 - The Credit agency admits the receipt of proper documentation toward inaccurate information being reported from - - - - loan number - They claim they cant find the name of the reporting mortgage company even documents from police department and supporting bank clearly indicates the reason for inaccuracy and removal of the wrong information. ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute January 12, 2016 - I FILED A CHAPTER - IN - -. IN - - MY CHAPTER - WAS COVERTED TO A CHAPTER -. ANY DEBT THAT WAS CREATED BETWEEN - - AND - - ARE TO BE DISCHARGED. SEE - - - - - - ( - - ). I HAVE NOT HAD ANY SUCCESS WITH GETTING THESE ACCOUNTS REMOVED FROM MY CREDIT. *- SHOWS PURCHASED BY ANOTHER LENDER. THIS ACCOUNT SHOULD NOT BE SHOWING ON MY REPORT AT ALL, THE ACCOUNT WAS OPENED IN - -. *-- SHOWS PURCHASED BY ANOTHER LENDER. THIS ACCOUNT SHOULD NOT BE SHOWING ON MY REPORT AT ALL, THE ACCOUNT WAS OPENED IN - -. *-- SHOULD NOT BE S... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 12, 2016 - have written - letters to the credit bureaus in which I requested these inaccuracies be removed. Unfortunately, the credit bureaus have refused to comply with my requests. The inaccuracies are as follows : Bureau : Transunion Account Name : - - Account Number : - - Bureau : Transunion Account Name : - Account Number : - Bureau : Transunion Account Name : - - Account Number : - Bureau : Transunion Account Name : - - Account Number : - Bureau : Tarnsunion Account Name : - - Account Number : - Bureau - Account Name : - - Account Number : -... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 9, 2016 - TRANSUNION has violated the law and continues to ignore me and must be held responsible for unlawful behavior and unprofessionalism : 15 U.S. Code section 1681i : ( 2 ) Before the expiration of the 5-day period beginning on the date on which a consumer reporting agency receives notice of a dispute from any consumer or a reseller in accordance with paragraph ( 1 ), the agency shall provide notification of the dispute to any person who provided any item of information in dispute the address and in the manner established with the person. The notice small include all relevant information regarding... |
TransUnion Credit reporting credit reporting company's investigation investigation took too long January 7, 2016 - I have tried unsuccessfully tried to challenge with Transunion recent inquiries which are not mine and did not approve and payment history showing late with -, nothing updated on my account since - disputes still processing ... ... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 7, 2016 - I am filing this complaint because - has ignored my request to provide me with the documents that their company has on file that was used to verify these accounts I disputed. Since it has gone well past the 30 day time frame and the company can not verify these accounts, under Section 611 ( 5 ) ( A ) of the FCRA-they are required to, " ... promptly delete all information which can not be verified. '' that I have disputed. Please resolve this manner as soon as possible. Thank you ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute January 7, 2016 - Hi I stayed In - - apartment and after 16 months and I had a lease for six months which got expired in the month of - 2015. I did not renew the lease and My landlarod agreed to extent the lease for 2 month but he did not sent any renewal lease papers .In the month of - dated -/-/2015 he sent me notice to vacate the apartment. I vacated the apartment as per dead line and hand over the keys. Now he is asking to pay the rent for three months even did not return even my deposit. I am enclosing the Notice and letter sent by my Attorney. ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute January 6, 2016 - I have been disputing with all - credit reporting companies and have gotten nothing resolved. I have been the victim of bad credit since I can remember. My credit score has always been in the - due to improper reporting. This has caused me to continuously get denied for credit and pay very high interest rates on auto loans. Every time I shop for an auto loan the car dealership sends out my application to different banks ( - ) the credit companies report every single inquiry on my file. I get denied credit because too many inquiries. Credit companies try to tell me all those inquiries ... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 5, 2016 - Back in - 2015 I submitted dispute to the credit reporting agency, however have had no luck, or received any information on why my dispute was not deleted from my report. i feel like they are ignoring my letter. ... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 5, 2016 - On or about - -, I begin monitoring my credit scores from TRANSUNION. My scores have continue to drop, with no justification for such a drastic drop. TRANSUNION is the only credit reporting agency that continuing reporting very poor credit scores. On - -, -, I received the lowest credit score ever reported. TRANSUNION continues to be non responsive to many disputed letters and even has been non responsive to a complaint submitted to Consumer Finance Protection Bureau. It has been noted that several creditors have reviewed credit scores received from TRANSUINION, resulting in se... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 5, 2016 - TransUnion File # - Request to remove inquiries - - & - to match the information on my - credit-report. ... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result January 4, 2016 - There is a - Bank account that does not belong on the report, - has agreed for removal and the reporting agency keeps saying verified, this is wrong information on my name and it hurts me to the bottom. I have included a copy of my report as well the letter from - bank showing the account in dispute. ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute January 1, 2016 - I am trying to dispute information on my credit report with TransUnion but they are not asking for my documentation. TransUnion investigation results are listed this is a joint account verified, NO change. This company is collecting for - at - - apartments, whose management company is - - -, who have done nothing but lose payments and over charge residence at this property. ... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result December 31, 2015 - I am filing this complaint because Transunion has ignored my request to provide me with the documents that their company has on file that was used to verify the accounts I disputed. Being that they have gone past the 30 day mark and can not verify these accounts, under Section 611 ( 5 ) ( A ) of the FCRA- they are required to '' ... promptly delete all information which can not be verified. '' that I have disputed. Please resolve this manner as soon as possible. Thank you. ... |
TransUnion Credit reporting credit reporting company's investigation inadequate help over the phone December 30, 2015 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - I advised Transunion that I did not authorize or provide the above-referenced businesses and institutions permission to inquire about my credit status, and the continued presence of such inquiries on my credit report constitutes inaccurate information, which under the Fair Credit Reporting Act ( " FCRA '' ), must be removed subsequent to their reinvestigation as set forth in Se... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute December 29, 2015 - I am having issues with the incompetency of the credit bureaus with my investigation and reinvestigation of my inaccurate information on my credit report. Not only have they failed to provide a proper investigation, but they have failed to provide the documentation to prove the method of verification and documentation used to " verify '' my accounts, as allowed to me under sections 1681 and 609 of the FCRA. Congressional opinion in many lawsuits, specifically - vs. TransUnion, states that the law is verify clear in that once I notify the bureaus that I have inaccurate information on my cred... |
TransUnion Credit reporting credit reporting company's investigation investigation took too long December 29, 2015 - I am demanding once and for all this notice that the following inaccurate as a result of ID Theft items be DELETED from my credit report over 90days past - - - - ( AUTO ) - - - - ( OTHER ) - - -/-/- $820.00, - -/-/-- DEBT RECOVERY SOLUTIONS ( Collection ) Not Mine the items are not correct result of ID THEFT and are causing me financial distress because of their derogatory information. Equifax has DELETED this. Appropriately, I can show a judge at - County OHIO that these accounts are inaccurate and that you violated the Fair Credit Reporting Act... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute December 29, 2015 - I have come to the conclusion that the credit bureaus are violating my rights under section 1681 and that they have received the following : NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617. I had previously sent my - and - rounds to the bureaus with no resolution, and round - on -/-/15 and round - on -/-/-. I receive the same response each time saying " verified '', and yet section 609 ( c ) states that I am allowed disclosure of the documentation used to " verify '' the accounts. They refuse to provide the documents ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute December 28, 2015 - I noticed when checking my credit report that there was a bankruptcy on there and I called transunion to dispute it and they told me that I would have to call the consumer which is the - - Court when in calling them I gave them the necessary information and they informed me that they had no record of me having a bankruptcy in there court system. So I then called back to transunion to dispute it once again and they sent me a letter stating that it is indeed me that has a bankruptcy. I have never lived in the state of California. Now I called the courts back and they had me get in contact ... |
TransUnion Credit reporting credit reporting company's investigation inadequate help over the phone December 28, 2015 - I was in contact with Transunion today -/-/2015, in an attempt to dispute hard inquiries currently showing on my credit file. I spoke to Customer Service Representative by the name of -. He stated that I could not dispute inquiries, because they were factual. I needed to contact the company directly in writing. I have written and spoke to creditors, on the phone, only to be told that I needed to dispute with the credit bureaus. In the meantime, the discrepancies go unresolved, because the creditors and credit bureaus are not on the same page. I then asked to speak to a supervisor. Aft... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result December 25, 2015 - The credit bureau did not perform a proper investigation of the account that is on my file. Furthermore, I asked them to perform another reinvestigation of the items on my credit report in accordance to the FCRA, Section 611, part B, subsection ( iii ). Please see the attached letter. They never sent me information that was required. This letter was sent to them certified. ... |
TransUnion Credit reporting credit reporting company's investigation problem with statement of dispute December 23, 2015 - I have submitted multiple disputes for a Tax Lien on a boat that I sold in 2012. Apparently the buyer shipped the boat out of the country and DMV never received my Release Of Liabality. I have since filed another Release but every year since received a tax lien and a couple of which i paid because I did n't know what to do. Please help ... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result December 22, 2015 - I have late payments that are - yrs old with - - as of - - 2015, I sent letters from - - to Transunion saying the date of the first delinquency. This - is best established from your own records if possible. The Fair Credit Reporting Act ( FCRA ) defines this date as follows : - ( a ) Information excluded from consumer reports Except as authorized under subsection ( b ) of this section, no consumer reporting agency may make any consumer report containing any of the following items of information : ( 1 ) Cases under title - or under the Bankruptcy Act that, from t... |
TransUnion Credit reporting credit reporting company's investigation investigation took too long December 21, 2015 - I 'm filing a complaint because Transunion has ignored my request to provide me with validation of the debts that I do not recognize. I sent a certified letter on -/-/2015 and I have yet to receive a reply. Being that they have gone past the 30 day mark and have not sent a letter verifying these accounts, I would like them removed from my Transunion credit report. It is a serious error on their part. ... |
TransUnion Credit reporting credit reporting company's investigation no notice of investigation status/result December 21, 2015 - After reading the FTC website and filing an identity theft affidavit I then mailed my dispute to - and Transunion notifying them that accounts were open in my name without my permission. I disputed the following fraudulent accounts : - - - - - BANK -, - - ... |