TransUnion Credit Reporting Complaint

Credit reporting company's investigation problem with statement of dispute

TransUnion Credit reporting department,

Credit reporting company's investigation Problem with statement of dispute New Jersey

I have been disputing with all - credit reporting companies and have gotten nothing resolved. I have been the victim of bad credit since I can remember. My credit score has always been in the - due to improper reporting. This has caused me to continuously get denied for credit and pay very high interest rates on auto loans. Every time I shop for an auto loan the car dealership sends out my application to different banks ( - ) the credit companies report every single inquiry on my file. I get denied credit because too many inquiries. Credit companies try to tell me all those inquiries on my file only counted as - and did not affect my score. That is the farthest from the truth. They count and that is why my credit score has never reached -. I have also disputed other inaccurate information in my file and each and every time it remains un resolved.

TransUnion customer in New Jersey
Jan 06, 2016

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with explanation

Consumer disputes how TransUnion handled their complaint

Created with Highcharts 4.2.3TransUnionComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/20160255075100125Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3TransUnionCredit reporting company's investigation75.3%0.1%22.9%1.7%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCredit reporting company's investigation25.8%0.5%0.2%71.4%2.2%Closed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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