Collections Acquisition Company, Inc. Debt Collection Complaint

Collections Acquisition Company, Inc. Debt collection department,

I do not know Attempts to collect debt not owed Debt is not yours Texas

I recently discovered that - -Payliance is reporting a debt of $200.00 on my credit reports after applying for a mortgage and was denied. I have never done business with this merchant and do not owe the amount they are claiming I owe. Upon contacting - - the advised me that it was a result of a returned check. When they verified the bank it was check written on an old account I had closed due to misplaced checkbooks. I have tried multiple times via credit bureau disputes and through assistance of credit repair company but - - keeps stating that they have verified this debt belongs to me without providing any identifying information such as my social security number, DOB, or legal binding contract. I even offered to pay the balance if the agree to delete the negative in accurate reporting and the refused ( even though the debt does not belong to me )