USAA Savings Credit card department,
When a payment is made to my credit card, whether it 's done via an electronic transfer or from a check, the creditor holds my payment from my available balance for 5-10 days. In other words, if I make a payment to my credit card my money is deducted from my checking account almost immediately but it 's not credited to the card 's " available credit '' amount for a week. My creditor floats my payment and earns interest off my balance instead of applying my payment timely.
USAA Savings customer in California
Mar 31, 2017
* Source: CFPB Complaint Database
USAA Savings response to complaint:
Closed with explanation
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