USAA Savings Mortgage Complaint

Conventional fixed mortgage Loan servicing, payments, escrow account

USAA Savings Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account Florida

Bad Customer Service and Withholding of funds due to the mistake in calculations and inexperienced representative ( s ). On -/-/2017 I provided Proof of HO Insurance to the USAA representative. Same date I was advised that my escrow wil be recalculated and that the check with the amount to pay for the insurance will be sent to the Insurance company. Immediately I contacted the rep and advised that I already paid the full amount for the insurance. Representative advised that the check was issued and they can not stop it and that I will need to get in touch with the insurance company to get my money back. This doubled my mortgage payment and took 60 days and still i have not received anything back.


single time i called /wrote back, new representative asked the same set of questions and advised that this should be taken care of and will take another 2 week. I also have a string of e-mails reflecting the same. Escrow amount had to be recalculated 4 times because they kept making the same mistake. Once finally amount was recalculated and they figured out what they need to disburse back, the check never came. I was advised that it was issued on -/-/2017, but when i reached back on -/-/2017 i was advised that they can stop payment on that check and re-issue new one. I font believe that that check was ever sent. Again, the rep. advised it will take -3 business days to cut that check and another day for delivery. It has been over 60 days and no one even bothered to make sure it is prioritized.

USAA Savings customer in Florida
Mar 23, 2017

* Source: CFPB Complaint Database

USAA Savings response to complaint:
Closed with monetary relief

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