Servis One, Inc. Mortgage Complaint

Conventional fixed mortgage Loan servicing, payments, escrow account

Servis One, Inc. Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account California

Company charged fees to my account which they can not support and will not provide documentation for. Company Assessed 2 identical " Fees '' to my account in the amount of $4500.00 on -/-/- and -/-/-. The first they say was a charge from my previous servicer. However my previous servicer never charged the fee and it never showed up on any statements. BSI is the only entity trying to charge the fee. They " claim '' it was for foreclosure costs incurred by the previous lender, however I was in active loan modification negotiations with the previous lender all the way through transfer of my loan to BSI. Charging " foreclosure '' fees would have meant they were dual tracking.. Which is Illegal. The second charge is inexplicable even by BSI. I have requested on multiple occasions, documentation or explanation for this charge and they have refused to supply it and in phone calls admit they ca n't even figure out what it is for. They promise to resolve it and then simply never follow through. On one occasion when I made a demand in writing ( of which I have made multiple ) they simply grabbed a stack of ( trash ) paper ( meant for recycling or shredding ) stuffed it in an envelope and mailed it to me. They have assessed a TOTAL of over $15000.00 in fees some of which they have provided some backup for but most of which seem excessive. Legal fees related to the Chapter - I had to file because they refused to negotiate a loan modification with me despite my willingness and ability to pay. However I am simply pursuing these two charges as they are blatant and unsupportable.

Servis One, Inc. customer in California
Mar 23, 2017

* Source: CFPB Complaint Database

Servis One, Inc. response to complaint:
Closed with explanation

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