Review and analysis of over 68 complaints against HCFS Health Care Financial Services, Inc.
HCFS Health Care Financial Services, Inc. consumers have reported over 68 official complaints related to Not given enough info to verify debt. Out of the 68 consumer complaints against HCFS Health Care Financial Services, Inc., 38% were disputed by the consumer (i.e. the consumer was not happy with how HCFS Health Care Financial Services, Inc. responded to their complaint) and 97% were processed in a timely manner. 0% of consumer complaints against HCFS Health Care Financial Services, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 10, 2017 - Per - - they were unable to pull out my information with my name social security number date of birth they may be fishing for some information and they reported to account one for $300.00 and one for - and they need to be removed because they were able to prove elevation or locate the account seems like it 's fraudulent... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 9, 2017 - I have an unverified account from ARS ACCOUNT RESOLUTION. I had previously disputed this account. I have never done business with ARS ACCOUNT RESOLUTION. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that ARS ACCOUNT RESOLUTION provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you p... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 4, 2017 - This has been a constant long overdrawn situation! I have had this company add medical bills on my credit report then take them off and add them again. I also received an alert from my fico indicating that a new collection has been added to - without any knowledge or verification or validation. I have sent the credit bureaus multiple letters to please SHOW ME ACTUAL PROOF that I signed or used an insurance card or was seen in such known facility. The letter from ARS does not indicate such thing.. these same collections has been removed in -/-/- and added back. I want proof or delete th... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt March 21, 2017 - This is my second request for " validation of debt '' in regards to this account. Why am I having to send a SECOND REQUEST? If you are confident enough in the accuracy of this account 's content to report it to the credit reporting agencies, why are you unable to honor my request in a timely manner? This is a simple request of validation that should be easily provided and not a refusal to pay. Would you just pay anybody just because they said you owed them? I work too hard for my money to just hand it away without sufficient proof that I am the correct debtor and am being billed the correct ... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt March 8, 2017 - I used a template found on the CFPB site to dispute this collection account and they failed to properly validate the account. I followed all the steps the CFPB told me to take so I feel that this account should be deleted from my credit report since this collection agency failed to properly validate and send me everything that the CFPB says I can request.... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt March 6, 2017 - On - -, 2016 I sent a letter to Account Resolution Services asking for this company to verify the debt that is said I owe $1200.00. I received a letter stating that the balance was confirmed, but I received no validation requested. I have already contacted all - credit bureaus concerning this issue.. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patient 's authorizati... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt February 1, 2017 - Ars collection posted fraudulent information in my credit report. They reaged a debt. They reinserted a debt into my credit report without sending a 5 day notice. Also they are reporting the debt as a new collection -/-/- but the debt is from -/-/- so they reported fraudulently to keep it in my credit report longer than law allows... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 29, 2016 - ARS Account Resolution Services has ignored my written letters now on 2 separate occasions. They keep sending me a letter stating they have confirmed the outstanding balance of $1400.00 but have failed to provide the proper physical documentation to validate the debt. - can not provide the original source document according to a phone call with them today. Also even though ARS may not be guilty of breaking federal law HIPAA the medical facility is because I do not have an recollection of signing a waiver stating they could share any of my personal information with anyone other than me. Un... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 29, 2016 - ARS Account Resolution Services our of - and - is trying to collect on a Medical Debt that they refuse to validate for me. I have asked them and emailed them several times to supply me with the original signed document stating that I requested medical services. Going one step further since this is a medical debt I have asked for the signed HIPAA release form stating that I gave permission to the doctors to share or disclose any of my medical file which includes but not limited to Name, Address, Social Security number, Medical - and even billing amounts. All this information is to be p... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 5, 2016 - ARS collection agency failed to send me verification of This medical debt they are attempting to collect.... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 25, 2016 - Unknown item listed on my credit file, I dispute and request validation and nothing happens.... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 19, 2016 - Account Resolution Services has refused to give me the address or contact information of -. There are no records or phone number found for this company. I have never rendered services from a company called -. Account Resolutions Services also refused to give me a copy of any bills, billing itemizations or contract information concerning the debt they claim I owe. Account Resolution Services has refused to provide me with proof that it has any authority to collect for -.... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 13, 2016 - For the past two years I have been requesting copies of the services that was rendered by their client. All I can get is a letter showing account numbers, balance due, name of creditor. Neither creditor or debt collector can show or give a statement of what services that was rendered. ARS keeps on tell me that I owe the so I have to pay it. Please see the attached copies. This information was reported to all three credit agencies.... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt August 22, 2016 - ARS has been reporting unverified information to my credit reports. I have requested documents and they continue to refuse to send it or remove this information from my reports I have request this information by mail multiple times -/-/- and -/-/-.... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt August 18, 2016 - I noticed a debt from Account Resolution Services on - -. The debt was placed on my credit report in 2011. I sent ARS a certified letter requesting their info, the original creditor 's info, verification, and a lot more info for verification. They sent a letter back simply stating they verified the debt and the amount they say I owe. The debt is from - - - of Maryland. I called the hospital, who put me in touch with another number that handles the billing for the physicians. Then given - other numbers with no success at finding the bill or who is handling it. I called ARS and... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 26, 2016 - I have asked ARS Account Resolution to validate a collection they are reporting on my credit reports on -/-/16 and they have failed to provide anything that would support the fact that they are attempting to collect on a debt without an agreement or contract. Nor have they supplied anything other than a statement on - of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is impor... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 20, 2016 - We asked Account Resolution Services to validate a debt by the FDCPA law. They fail to do so by not providing that they are bonded by the State of Texas to collect debt in the State of Texas. I am going to provide the letter they sent in return to our FDCPA Validation letter that was sent to them. The letter that Account Resolution Services provided will be attach to this complaint and you ant see proof that they have the right to collect debt in the State of Texas.... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 4, 2016 - Recently while conducting a monitor of my credit report I discovered that - has furnished some items that have unverified information. I believe under the Fair Debt Collections Practices Act, I have the right to request that you allow me to validate the alleged debt. I am aware that there is a debt from - - - but I am unaware of the amount due and your bill does not include a breakdown of any fees. Additionally, I am allowed under the HIPAA law [ HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996 ], to protect my privacy and medical records from third parties. I do not rec... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 5, 2016 - I do not have a contractual agreement with Account Resolution Service ( ARS ) they have the following accounts # -, # -, # -, # - These account are in violation of HIPPA ACT .I had previously disputed this account. I have never done business with - to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.169g, I dispute the validity of the debt - and I believe it is a HIPPA Act violation. I request that - Provide verification of the following : 1. ) The original Application or contract 2. ) Any and all statements allegedly related to this debt 3. ) Any and all signed r... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 2, 2016 - This collection company is continuing their collection activity on this account on my credit report. I feel they did not validate this account or debt per my request that I sent them in the mail previously. They have not provided signed proof that I incurred this debt, an itemization of the debt and a copy of the underlying account statement and other written validation and explanation of the debt. Being that they failed to provide it, this is a clear violation of FDCPA. At this point I am entitled to statutory damages, as they continue to report this information and that is highly damaging ... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 29, 2016 - ACCOUNT RESOLUTION SERVICE # -I have a a unverified account from. I had previously disputed this account. I have never done business with ACCOUNT RESOLUTION SERVICE. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.169g, I dispute the validity of the debt ACCOUNT RESOLUTION SERVICE purport I owe. I request that ACCOUNT RESOLUTION SERVICE. Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date o... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 11, 2016 - I have asked ARS Account Resolution to validate a collection they are reporting on my credit reports on -/-/-, -/-/- and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on - of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damagin... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt January 16, 2016 - ARS supposedly a debt collector. No contact information is given. No information about debt originator provided. Just People asking for amounts of money that must be paid over the phone on the day and time of call. I do not plan on paying anyone over the phone so I have requested the information stated above and written statement of above with information to whom I may send a check to. Whoever no cooperation by supposedly debt collector has been provided. ... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 19, 2015 - I 've never received any bill from the creditor or written documentation from the collection agency. They call asking for personally identifying information. Have failed to provide this on request. ... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 23, 2015 - HRRG called me approximately 6 or 7 weeks ago to collect a debt that I apparently owed to - - - in - of 2015. When I called - they stated that they do not work with HRRG as a debt collection agency and that I did not owe them any money. I called HRRG back and requested that they mail me a bill so that I can see the original creditor because the lady on the phone told me that she can not give that information out. After I gave her my address she stated that she would have to note on my account that I refused to pay at that time. After receiving the bill via U.S. mail, I called th... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt August 9, 2015 - I found an entry on my credit report from ARS, a collection agency. I disputed with the credit bureaus and recently requested a validation of debt. The letter I received in the mail as validation of debt is not adequate as it does not give a place of service, service provided, or who the service was given to. It only has a date of service and an amount. I do not believe this account belongs to me and they have failed to prove that it does. ... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt August 3, 2015 - I have been awaiting debt validation from this company since - 2014. I sent them a debt validation letter on -/-/14, however to date I have yet to receive any documents from them. I have sent a failure to validate debt letter to them too and still no response. The illegal thing is that they continue to report to my credit reports monthly since I have requested validation. ... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt August 2, 2015 - I found this an entry on my consumer credit report from ARS. I have no idea what this debt is and attempts to have it verifified have been unsuccessful. In addition the debt reports with a balance of $670.00 and a start date of -/-/- on - and -, but reports from the same company with a balance of $6500.00 on - and a start date of -/-/-. In addition it is listed twice on -. This is unfair and illegal credit reporting. This company has failed to provide any verification of debt ... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 30, 2015 - HRRG called to request payment on a debt. I requested verification that the debt is valid. They refused to provide statements or any other means of verification. In addition, they spoofed their called ID to make it appear they were calling from -, CO when they are actually in -, - - Deceptive ... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 23, 2015 - - certified letters within a 60 day period to Account Resolution Services has failed to provide the following requested information to validate alleged debts:- Signed credit applications between myself and the original creditor-. Copies of all signed vouchers from the date accounts opened until default-. Copies of all statements from the date accounts opened until default-. Proof of the statue of limitations-. Proof of agreements that they were hired by the original creditor ( creditor as defined by the FDCPA ) or-. A copy of the contracts Account Resolution Services purch... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 6, 2015 - On -/-/- I submitted a compliant with case # - through the - and ARS removed the delinquent account from my credit reports because they were unable to provide any original documents with my signatures on it. Now a year later they went ahead and put the information on my credit again, without providing any of the original information I requested or any new information. Gain I submitted a letter requesting copies if original documents showing I indeed owe this amount. I sent this letter certified mail, which they received -/-/-. ARS has never communicated with any of the informat... |