LoanDepot Mortgage Complaint

LoanDepot Mortgage department,

Conventional fixed mortgage Credit decision / Underwriting California

loan with LoanDepotDBAIMortgage this company rip me off - basis points. charged $7100.00. on a $200000.00 loan amount. They make you sign disclosures when you meet with loan officer - - - - - - ) who explains to you so fast turning the pages so that you have no time to read every detail. He explained you will not pay anything out of pocket for closing costs, that the builder 's credit would be to pay all closing costs. At closing I ended up paying over $5000.00 out of pocket as they came up with new figures and they gave me no opportunity to reject. How can you believe that $5000.00 from mortgage company and $12.00, - from builder were not sufficient to pay closing costs? They got the $5000.00 from increasing the interest rate .5 %. They advertise that you will get $5000.00 rebate if you get a loan with them. It turns out that they do n't give you anything but they get it from you by increasing the rate to create a rebate. In turn you end up paying for it but they do not explain it. This is how they rip off people who do n't know the intricacies. unaceptable! Also they rip you off by using their own services for Credit report $65.00 when in fact a credit report cost is $15.00, and Appraisals without giving us a receipt of what it costs them. This should be against the law.