Phoenix Financial Services LLC Debt Collection Complaint

Phoenix Financial Services LLC Debt collection department,

I do not know Improper contact or sharing of info Talked to a third party about my debt Florida

PHOENI- FINANCIAL SERVICES has placed an unauthorized derogatory, harmful, and damaging account/item on my Consumer report. 15 USC 1692c ( a ). PHOENI- FINANCIAL SERVICES has violated my federally protected consumer rights without causing injury, harm, and damages to my pursuit of happiness and right to utilize consumer credit. I have included an attachment requesting PHOENI- FINANCIAL SERVICES to respond point by point with verifiable facts and authenticated documentation validating that I owe them any alleged debt. 15 USC 1692g ( a, b : " until debt collector obtains verification of the debt '' ). Failure to do so will result in Civil Penalties according to Consumer Protection Laws and other laws that may apply. PHOENI- FINANCIAL SERVICES has no proof of claim with verified, validated authenticated documentation. PHOENI- FINANCIAL SERVICES has violated the FDCPA 1692 and is Civilly Liable according to - Civil Liability [ 15 USC 1692k ] and other consumer protection laws. PHOENI- FINANCIAL SERVICES has placed this alleged account on my credit report to intentionally cause harm to my pursuit of happiness by affecting my Consumer transactions for personal, family and household purposes.