Review and analysis of over 41 complaints against ERC
ERC consumers have reported over 41 official complaints related to Not given enough info to verify debt. Out of the 41 consumer complaints against ERC, 7% were disputed by the consumer (i.e. the consumer was not happy with how ERC responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against ERC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 46% resulted in non-monetary compensation.
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintStop harassing phone calls, know your rights and what you can do to stop them
Stop Calls
ERC Debt collection disclosure verification of debt not given enough info to verify debt March 31, 2017 - This is the third company that has tried to collect on this debt. Each time the amount of money they say I owe increases hundreds of dollars. I have contacted - each time someone tries to collect this debt and they say they have no idea that I DO NOT OWE THEM MONEY NOR HAVE I EVER HAD ANY ACCOUNT WITH THEM. they say that they never placed my account for collection. I have sent two validation demand letters to this company demanding that they show me proof that I owe this money, since - themselves have no idea about the debt. The have ignored each request. I have sent a cease and deceit l... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt March 21, 2017 - I have an unverified account from ENHANCED RECOVERY CORP. I had previously disputed this account. I have never done business with ENHANCED RECOVERY CORP. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that ENHANCED RECOVERY CORP provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you p... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt March 17, 2017 - I have not received any type of notice or communication from this debt collector in order to vaildate this debt that I supposedly have... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt March 10, 2017 - ERC is a debt collector trying to collect debt from -. Unable to verify debt/ amount. No communication from either company and they are reporting on my credit report negatively... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt March 10, 2017 - ERC is a debt collector trying to collect from sprint. Never received any validation from either debt collectors but they are reporting on my credit report negatively.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt March 4, 2017 - THE COLLECTION AGENCY IS ATTEMPTING TO COLLECT ON AN ACCOUNT THAT WAS CHARGED OFF BY THE ORIGINAL CREDITOR IN 2005... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt February 25, 2017 - This debt has been disputed and it was found that original collection company did not have sufficient information to validate debt so item was removed from my credit file. However, they sold it to another agency, ERC and if is now reporting again.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt February 23, 2017 - Hello on - - i woke up to check my credit account and i saw a new collection account was added to my account. Upon further review this indeed was a collection account that was once removed from my credit report was added on again by the same collector without prior notice. After looking at past and present credit reports it has come to my attention that you have allowed this item to be reinserted into my credit file after it had been deleted. Based on the credit report dates the period during which this reinsertion took place was -/-/17. Pursuant to the FCRA, I 'd like to be prov... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt February 17, 2017 - I have asked 3 separate times for a letter saying my debt was paid so I can have it removed from my credit card and the debt company used by - - - can not seem to get me the letter. I only received the collection notice because I moved and never got a bill via US Mail. I need this letter to complete a process and these people are INEPT at getting this done. The company is Enhanced Recovery and their number is -.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt February 10, 2017 - -/-/-, I incurred a debt with - -. Since then, the company has repeatedly transferred the debt back and forth between collection agencies and themselves, and then extending the " reported '' date. Now on my credit reports, the " reported date '' says -/-/- - when the debt was incurred almost 4 years earlier, and should actually drop off my credit report -/-/-.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt February 7, 2017 - A collection company has placed a collection account on my credit file which the original creditor is - I have not done business with - in a long time 8-10 years ago. There is no way this is accurate please help... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt February 6, 2017 - Enhanced Recovery Company reported a collection to - on the - of - -. I feel they are violating the Fair Debt Collection Reporting Act by acting as an original creditor and updating my credit report as of the - of - - showing that this debt is 30 days past due. Also, they have not/or will not produce original documents of a signature and/or contracr showung this debt is indeed my debt. When I viewed my - credit report it shows the original creditor to be - - -.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt February 6, 2017 - No contract to confirm the debt and verify the legal obligation of the amount owed. This company states a debt that has not been confirmed and needs to be removed from credit.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt February 4, 2017 - enhanced recovery system corp is reporting on my credit without validation i call them and asked for validation which they could not proved... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt February 3, 2017 - On -/-/17 I discovered Enhanced Recovery Corp had been re-inserted into my credit file. You are required to notify me within five ( 5 ) days of re-inserting a previously deleted item. I did not receive any such notification.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt January 21, 2017 - Enhanced Recovery Corp. reported a debt in the amount of $220.00 on behalf of - - - to the - major Credit Bureaus ( -, -, - ). I paid the amount ; however, the delinquency date reported is inaccurate and is affecting my credit score immensely. Enhanced Recovery Corp. is refusing to correct this since they 've already been paid. Prior to Enhanced Recovery Corp. a different collection agency was contracted by - - to collect. This debt has been moved around by numerous collection Agencies. The year of delinquency should be 2013.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt January 4, 2017 - Received alert stating a derogatory account was placed on my - file on - - 2016. The debt was to - - - in which I do not, nor have I ever, had an account with. All my internet and cable services are provided by - - or -. At no was any information received via email, mail or otherwise showing that this is an account I own. I tried calling the ERC but there was no answer and after waiting over 10 minutes to speak to an agent the call was terminated due to non-response.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt December 30, 2016 - I contacted - T by email on -/-/-, regarding a $61.00 debt a company called ERC stated was assigned to them from - - -. I received a response on the same day from a representative stating she would reach out to me. I went back and forth on email with this representative for a week and was transferred via email to a different representative who stated the account was located on -/-/-. I was not familiar with the account number the second representative provided and it did not match the account number ERC was reporting to -. I was told it could take up to four weeks be... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt December 28, 2016 - I financed an Iphone 5 with - back in - and I had full coverage insurance. The phone was stolen around the end of - and i put in for an insurance claim. - said I needed to file a police report and give them a copy of it. I faxed it in, I mailed it in and then I faxed it again. The first two times I called to see if they got it they said they did n't. The third time I was told they did have it. In about - or - of - the investigator sent me a letter saying that they found the phone. I asked him if it had been wiped clean, as I had lots of pictures of my daughter and my dad w... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt December 13, 2016 - I am wanting to make sure that this debt is being reported accurately on my credit report. On -/-/16, I sent a 2nd request for validation of debt via traceable mail. The letter was received on -/-/16. On -/-/16 a dispute letter was sent to - to challenge the validity of the debt and make sure it was reporting 100 % accurate. On -/-/16 Enhanced Recovery Corp responded to the - dispute with a statement " Verifying '' the account and it 's correct and accurate reporting. The Fair Debt Collection Practices Act clearly states that collection agencies MUST cease all... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt November 21, 2016 - I have a a unverified account from ENHANCED RECOVERY COMPANY # -. I had previously disputed this account. I have never done business withENHANCED RECOVERY COMPANY. Pursuant to the Fair Debt8 Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that ENHANCED RECOVERY COMPANY Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection acti... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt November 16, 2016 - Once - -, 2016, When I received notice that a - - bill was in collections. I immediately called the agency to verify this account. I provide my full name, address, and social security number and the representative was not able to locate an account with the information I provided. She informed to send and email to -- with a snapshot of the account on my credit report. I also included a validation request to show proof that I owe - - - for the amount of -. I did not get a response to my email and I called once again to be told the same information.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt October 26, 2016 - They call me on an - # then tell me to call another # and say " This is a Debt Collector Trying to Collect a Debt ''... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt October 16, 2016 - I sent them letter about requesting validation on account they report to bureaus there is not one dispute on file and no respond from them... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt September 13, 2016 - Unknown account, never have been notified and again unknown.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt August 31, 2016 - Unknown item, I have disputed and nothing has been received. I do not owe an - bill nor have I had one in many years.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt August 23, 2016 - Improper reporting to Credit Bureaus I found this company ERC on my credit report in - of 2016 after having a lender pull my credit. I have never heard of them before and have never heard from them whatsoever. I never talked to these people or received any notice or letter from them. Was not aware of their existence until -. The - accounts that they reported to all - credit bureaus were showing closed. I disputed them because I have never heard of this company before. After I disputed, ERC updated my credit report and started reporting them as OPEN, even though they were previously... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt August 21, 2016 - I have a a unverified account from ENHANCED RECOVERY CO. I had previously disputed this account. I have never done business with ENHANCED RECOVERY CO. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that ENHANCED RECOVERY CO. Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whet... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt August 11, 2016 - I received a missed call from phone number ( - ) -. I called back -/-/- at approximately - EST. I spoke with a female by the name of - who first to identify she was speaking to the correct person, verified my address but it was an address that I lived at about 7 years ago in a different state than I currently live I became very curious at that point so when she asked if that was still my current address I was a little dishonest and said yes because I wanted to see where she was going with the call seeing she mentioned an address so old. She then informed me that the compan... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt August 10, 2016 - Pursuant to 15 USC 1692g Sec 809 ( b ) of the FDCPA. I sent a Certified Collection Validation Letter to ERC on - -, 2016. As of - -, 2016. They did not reply to my request therefore this account should be removed from all - credit bureaus. The told the bureaus it was valid however they refused to provide proof. As a result the account should have been removed.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt August 7, 2016 - I have asked Enhanced Recovery to validate a collection they are reporting on my credit reports from -/-/16 to -/-/16 and they have failed to provide anything that would support the fact that they are attempting to collect on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt July 28, 2016 - Due to the fact that my problem does n't have a best way to describe my issue above I have to explain myself. I sent a creditor 's validation letter to Enhanced Recovery Corp. I had my Personal financial Consultant speak on my behalf. - - - spoke with Enhanced Recovery Corp. This was a - - Account and I sent the letter for them to validate the debt. Accordingly, to the Fair Debt Collection Practice Act a Debt Collection Company has 30 days to validate the debt. In my case my debt was never validated by Enhanced Recovery Corp. In this case the debt should be removed from my credi... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt July 28, 2016 - enhanced recovery co ( ERC ) WAS PAID BY ME ON -/-/2016. THEY WERE COLLECTING FOR -, ORIGINAL CREDITOR.THE ORIGINAL AMOUNT DISPLAYED ON -, - AND - WAS -.THEY CHARGED AN ADDITIONAL FEE FOR A TOTAL OF -.ACCORDING TO - ( CA ) FDCPA IT WAS ILLEGAL/FRAUDULENT TO CHARGE ANY FEE THAT WAS NOT E-PRESSLY DISCLOSED IN - 'S ORIGINAL CONTRACT.ALL - BUREAUS DO NOT DISCLOSE THE AMT PAID AND DATE PAID BY ME WHICH IS INCOMPLETE INFORMATION BY A FURNISHER ACCORDING TO FCRA AND I UNDERSTAND WHY THEY WOULD WITHHOLD TO CONCEAL FDCPA VIOLATION AS WELL AS FCRA VIOLATION.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt July 6, 2016 - - credit report showed Enhanced Recovery collection account. - requested validation from Enhanced Recovery collection - Enhanced Recovery removed collection account from - and - - Enhanced added the account back under new account number and higher amount to - and - credit reports with different open date. However Enhanced Recovery never responded to validation request... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt June 23, 2016 - $410.00 is the amount that the collection agency with the business name of ERC is currently trying to collect from me. I do not agree with that amount, for - wrongfully biilled my family for early termination of mobile phone contract fee of $200.00, which we refused to pay, and now the amount is $400.00. When i called ERC they failed to disclose where the other $210.00 in debt originated from. I think it is necessary to get the documentation showing that they are the appointed collection agency that is collecting on behalf of -, and to disclose documentiation to me that shows wha... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt June 13, 2016 - Enhanced Recovery Corp is attempting to collect a debt from me and I never established a contract with this company, furthermore ERC is currently reporting negative information onto my - credit report. ... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt June 9, 2016 - I received repeated calls from a company claiming to be collecting a debt from a - year old - acct in the amt of $42.00. I asked repeatedly to send me a proof of debt or anything showing a bill where I owed. I never received anything from them but, an email with a letter attached with their company letter head and a line saying I owed them. Then during this process I moved to - and started the finance process of buying a home. Due to the amount of time it takes up here to close my credit with the lender expired causing them to run it again. When they ran my credit again my score dro... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt May 26, 2016 - I filed an dispute with ERC on -/-/2016 and -/-/2016 and requested copy of original contract with my authentic signature that begun this alleged debt. I never received the contract that begun this alleged debt with my authentic signature from ERC. ERC are in violation of the FDCPA. ... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt May 25, 2016 - I am trying to purchase a home and was advised that I needed to resolve a - account that had a blanace of -. I did not understand how the balance could be that large for - phone line so I called on -/-/2016 to ERC the listed agency who holds the debt. The could n't give me any information nor had I ever had any contact with them or notification of debt from them previous to the conversation. I told them I did n't agree with the balance. They failed to put my account in a dispute status at that time because of a comment I made about wanting to contact - for more information re... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt May 20, 2016 - This is a unknown debt. I have disputed and requested validation and nothing has been received. Please help ... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt May 9, 2016 - I have asked Enhanced Recovery to validate a collection they are reporting on my credit reports on -/-/15 and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is im... |