Servis One, Inc. Mortgage Complaint

Servis One, Inc. Mortgage department,

FHA mortgage Loan modification,collection,foreclosure Georgia

In - I purchased at home and due to us outgrowing the home decided to move -/-/- and do a lease purchase. Because the economy was down I rented out the home I owned ( - - - - -, Ga. - ). The rental tenant trashed the home and the home has been vacant since -/-/-. I agreed to do a short sale with - who owned the home at the time and they declined both offers so I begun the foreclosure process but in - the sold the home to - and the foreclosure process started over. They stated in - there were title issues getting correcting before they could foreclose. -/-/- I filed bankruptcy to protect my credit from this property. -/-/- the bankruptcy was discharged. The home was still not foreclosed on. In - it was sold to BSI financial. I have reached out to HUD and HUD states they have already paid the claim on the property at - - - - - Ga. and it should have been foreclosed on when the claim was paid in -/-/-. I have tried to contact BSI Financial to request that they move along with the foreclosure and


did a title search and states there is nothing wrong with the title preventing them from getting it out of my name and proceeding with the Foreclosure. This has drug on since -/-/-. The house has been broken into, it has been gutted of it 's copper wiring, and appliances have been stolen. I feel that this house is a hazard to the community and I wish for it to get out of my name so that number one I can move forward and repurchase again someday instead of becoming a permanent renter, and number two so that if someone gets hurt at the property of - - - - - Ga, they can not come after me. Even though I am no longer responsible for the payments or debt, it is in my name and preventing me from moving on with my life. I have a family, I need to purchase a home and provide them with stability and I keep getting excuse after excuse as to why this home is not foreclosed and I 'm also concerned why if HUD paid the claim on the loan, why this was not taken out of my name then? The title issues that - mentioned did not prevent them from selling it to BSI Financial and again the attorney said here are no real title issues preventing it from getting out of my name and foreclosed on. I have no access to a property in my name and do not wish to have access, but I do with for someone to have the decency to let me know when this foreclosure will take place and what the hold up is this go round. I lost a lot of money walking away from the lease/purchase I was in because of this property issue not being foreclosed I could not have - FHA loans and I am having to rent homes and that is getting old when I have good credit and established employment and should be able to buy if they would foreclose on this property like I have been told since -/-/- was taking place .... when??