Experian Credit Reporting Complaint

Experian Credit reporting department,

Incorrect information on credit report Personal information Texas

I have 3 personal loans with - Bank. One of my loans I have had since -/-/-. I have never missed a payment or have been late with a payment. On -/-/-, - charged off my loan without any warning to me and for no specific reason. When I called - to discuss error they told me they 're able to charge off any loan they want at anytime. I did n't sign any contract for these terms. This has greatly effected my credit and - has even taken away certain features of their website from me because they claim I have an account unpaid through them. I have disputed this through Experian and all they did was update status to say " never late '', but it still shows account charged off.