Synchrony Financial Debt Collection Complaint

Synchrony Financial Debt collection department,

Credit card Taking/threatening an illegal action Sued where didn't live/sign for debt Arizona

Collection company had never contacted me when I lived in -, where my debt was originally signed. Upon moving to -, and after I contacted - to repair my credit, it seems - has purchased ALL of my debt in addition to my husband 's. I have court summon, which I settled but they refused to take my - into consideration when agreeing to an amount and refused to accept monthly payment arrangements that I could afford. This company has come after us now. I explained to collection company 's attorney that I am - and this credit delinquency arose due to a - for a year. I also expressed to attorney that I contacted each original creditor from hospital via telephone to arrange payments and even offered medical documentation but to no avail. Now this company is unbending in their debt collection and, has explained that they will continue reporting on my credit for years to come. Also, they have stated that even though they will " settle in FULL '' upon agreed amount, they will further report me to the IRS for any difference above $600.00. I do not know if all of this is legal. I do n't see how any of this is fair. I am - ... I contacted original creditor to avoid this very issue ... they did not care to work with me. - - collection company is probably a partner with - - credit repair company because the timing of all of this is too coincidental. I changed my address with - so I am hiding from nobody only - - has contacted me now over year after having acquired my debt and precisely at the time - - became involved.