Specialized Loan Servicing LLC Mortgage Complaint

Other mortgage Loan servicing, payments, escrow account

Specialized Loan Servicing LLC Mortgage department,

Other mortgage Loan servicing, payments, escrow account Minnesota

Years Lender & Servicer Abuse-Transferred again to Foreclose-Trail of Fraud, Lender and Servicer Abuse since - directed to miss payments to qualify for loan modification ( like many thousands of homeowners ) still going on! I had found I had ID Theft in - and contacted - Mortgage. - had my loan immediately after original Lender in - - - - of - - -. - has been missing from - 's records since my first lawsuit filed in - -. - Denied being responsible party and said I was suing wrong party. Investigations/research has continued since my closing date - - -. Criminal activity continues, additional fraud continues with recorded transfers by -, ( ServiceLink ) making it look like - - - had loan following - - ( this is not true and all my records, property records previously prove there are new transfers that appear in property records that were not there before Sheriff Sale on -/-/- ). I have all records to back up my statements. Default title performed and company hired to correct for the records. I 've picked up property records - - for years prior to changes that have recently past year taken


records/notes, removed parties, - - now has my property in a individuals name. SLS states payoff clearing - -, - and expires - -, - ( receiving bank - - ). I 've been illegally foreclosed by party that had no rights nor is the NOTE holder. I have investigators - - ) that will confirm it 's all Fraud ... Investors have been cheated as well. Bank caused defaults and trying to - is stated on the assignment with - - - but not until over 4 yrs later transferred and recorded in -. Where is - Mortgage as every rep at - states nothing looks normal in their system, strangest account, missing notes/records before Transferred to SLS. This has also been a scheme for investors. SLS never had all account records from previous servicers to give me true account balance. SLS confirmed they had nothing regarding my loan but only looked like I had not made payment since they received my loan-correct. My loan was placed on hold for years, letters stating since - that they were investigating to research and resolve then let my loan sit, then never resolved or had valid loan. This has become my worse nightmare. I continued to call bank to get update. I was intentionally mislead, transferred to over - reps between - and - - - then repeat with SLS. SLS only was hired to foreclose with inaccurate account records which are not correct amounts. I paid until stopped by - Mortgage. Made all payments under plans ( plans changed and increased with - plans. SLS Missing over 1 yr of payments not applied? They needs attention immediately to STOP their abuse. I 'm fighting because I have all the proof and know what they did to cause all this for years while they would tell me they were helping me resolve and correcting. It 's taken my whole life past 9.5 years. I never gave up after investigating for years with all the proof, audio recordings from every servicer that proves the abuse, and misrepresentation & fraud. Please subpoena - and SLS for my history and you will see that much has been removed deleted from system w/previous servicer. - Mortgage created all pmt plan. I cont 'd to make payments until I was stopped by the bank, rejecting many wire transfers ( money still sits never refunded, nor all applied ). - - confirms it looks very intentional to reject payments

Specialized Loan Servicing LLC customer in Minnesota
Sep 21, 2016

* Source: CFPB Complaint Database

Specialized Loan Servicing LLC response to complaint:
Closed with explanation

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