Credit card False statements or representation indicated shouldn't respond to lawsuit
Synchrony Financial Debt collection department,
Credit card False statements or representation Indicated shouldn't respond to lawsuit New York
- - - has been calling me since last year regarding an account I had with Synchrony Bank/ Care Credit - I 'm trying to purchase a house next year and want to straighten my credit out so I decided to make an agreement. I originally agreed to make 3 payments of $590.00 to settle the account. After the 2nd payment was made I did some research, called - and told them to cease anymore withdrawals from my account. I called - on - - and Paid $30.00 to stop the payment just in case they tried to take my money. After doing some extensive research I found over - complaints about this company and their bad practices. I called them up and they stated to me " Your account is closed and we will cease reporting ''. I then asked why would they not report that I paid them so that this will show the bureaus that I 've settled the account and he had no answer. I then called - and they stated that I am listed in good standing with that old account, which does do n't show up as derogatory. They also told me that - is n't even on my report. I then pulled all - credit reports and - is nowhere to be found, which means the 2 previous payments were not updated with the credit bureaus. They basically conned me out of $1700.00 that I really could not afford. The last payment that I asked them not to take out caused my account to go into the negative. This company has been fined for over - dollars due to their bad practices and taking advantage of people. I would like to get my money back if possible.
Synchrony Financial customer in New York
Sep 06, 2016
* Source: CFPB Complaint Database
Synchrony Financial response to complaint:
Closed with explanation
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