USAA Savings Credit card department,
I had a credit card through USAA, it was an - - card. I have always paid the credit on time and usually pay more than the minimum balance, so they have a minimum payment of $00.00 due each month. -/-/2016 they put a minimum payment due of $15.00, of which I was not aware of because I have not had a minimum payment due in over a year and beyond. On - -, I got a phone call from a USAA collection agent requesting me to pay the over due balance. I paid the balance in full and requested them to reverse the 60 day late payment on my credit report. They refused to reverse the derogatory item from my credit report. I have not had a minimum payment due on this credit card for a very long time, so, I never thought they would install a $15.00 minimum due. Therefore, I do n't feel this is a fair way to treat a consumer who has always paid this credit card on time. I want to file a complaint on how USAA 's no minimum payment due for many months / years and to instill a minimum due without alerting the consumer is not fair treatment. This $15.00 minimum due that is 60 days late will now greatly impact my credit score, again which is not fair to me the consumer.
USAA Savings customer in Colorado
Aug 11, 2016
* Source: CFPB Complaint Database
USAA Savings response to complaint:
Closed with explanation
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