Select Portfolio Servicing, Inc Mortgage Complaint

FHA mortgage Loan servicing, payments, escrow account

Select Portfolio Servicing, Inc Mortgage department,

FHA mortgage Loan servicing, payments, escrow account Maryland

Select Portfolio Services is currently servicing my loan with - - being the original mortgage lender. My mortgage loan was modified with the HAMP Program in - of -. I was on a plan to have gradual increases in mortgage payments over a period of 8 years to then have payments stay the same from years -. I filed bankruptcy, Chapter - in - and now my bankruptcy has been discharged. Now that it has been discharged and the mortgage payments are currrent with no arrearages, Select Portfolio has sent me a letter stating that the " Mortgage has been referred for Legal Action ''! I am current with my payments and on many occasions the services has claimed that payments were not being made, or either the escrow was short even when I was in bankruptcy! I have paid on all occasions and have paid shortages when they have not been shortages. In addition,


funds and threaten foreclosure when I am current and have been current and I have banks statements to show such. I need immediate help and it appears that Select Portfolio goal is to foreclose unlawfully when they are fraudulent in all of their actions to abide by the HAMP PROGRAM. Also this modification, states also that I am to give them a balloon payment of $270000.00. after year 27 when my new loan amount when the modification was done was -. This doesnt even amortized correctly based on their numbers.l

Select Portfolio Servicing, Inc customer in Maryland
Aug 06, 2016

* Source: CFPB Complaint Database

Select Portfolio Servicing, Inc response to complaint:
Closed with explanation

Created with Highcharts 4.2.3Select Portfolio Servicing, IncComplaint HistoryComplaints12/20112/20124/20126/20128/201210/201212/20122/20134/20136/20138/201310/201312/20132/20144/20146/20148/201410/201412/20142/20154/20156/20158/201510/201512/20152/20164/20166/20168/201610/201612/20162/20174/201701020304050Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Select Portfolio Servicing, IncLoan servicing, payments, escrow account0.3%96.5%0.6%1.6%1.0%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageLoan servicing, payments, escrow account2.3%80.3%4.0%5.8%1.1%5.1%1.2%0.2%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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