Umpqua Holdings Corporation Consumer Loan Complaint

Umpqua Holdings Corporation Consumer Loan department,

Installment loan Taking out the loan or lease Oklahoma

The loan was made - 2015 for around -. However when I received the loan instrument It reads in bold letters at the top LEASE WITH OPTION TO PURCHASE however after reading the loan it was my interpretation to purchase the full - would have to be paid then you would have an option to purchase for -. Subsequently I refused to sign the lease. However Pacific Financing - called me at least 30 times swearing the lease did n't read that way. So I agreed to sign the lease and supplemented it with an addendum clarifying the loan amount the interest rate and I had the option of paying the lease at anytime with the loan amount plus interest minus my payments. After I signed no copy of anything was provided to me. I contacted them in -/-/- to finish paying the loan off and was told $24000.00 at that point I stopped making payments. I am a - person and they have sent men threatening me with bodily harm unless I paid. I contend the contract is void because they intentionally told me the contract said what it did '' t because the essential part of any contract is understanding. Furthermore they are using extortion methods to enforce a contract they swore they were not presenting. I feel this is a fraudulent contract with extortion to insure payment.