TCF National Bank Bank Account Or Service Complaint

TCF National Bank Bank account or service department,

Checking account Account opening, closing, or management Illinois

I closed my TCF Bank money market and CD on -/-/16. I never wrote a check or withdrew any money from these accts. I recived a letter dated -/-/16 stating my acct is overdrawn by $110.00. On -/-/16, I called TCF Bank at -, spoke with - and -, I was told I owe $170.00, and my money market acct is still open. How could it be open I osed the acct. Since I read many complaints against TCF Bank, what they do is generate Bogus fees then sell to a collection agency. This bank is dishonest. Why is TCF bank still in business?