Checking account Problems caused by my funds being low
PNC Bank N.A. Bank account or service department,
Checking account Problems caused by my funds being low Maryland
PNC has charged me erroneous fees in the past and they recently took steps to maximize the fees charged to me. On - they charged me - overdraft fees which I believe to be potentially erroneous. On - I noticed that my bank balance was not enough to cover the autodebits from my - credit cards set for -. I had my wife move money from our other bank to PNC to cover the balance. She unfortunately did this using a cashiers check which was deposited on -. On - PNC charged us - over draft fees after the credit card payments posted. Despite the check being enough to cover the payments, my wife and I were unaware of the check clearing policy for cashiers checks which holds funds for one day, hence the overdraft. However, had the payments posted in a different order, the lesser amount first, we would have only been charged - over draft fee. PNC did refund - of the fees because we are not in the habit of over drafting. The thing is, since I have no visibility into the auto-payment posting times, I ca n't be sure that PNC is not maximizing the fees charged to me by posting the smaller of the auto-debits first. Furthermore, PNC has a history of charging me inappropriate fees. In - they tried to charge me a $25.00 dollar fee for not having enough direct deposits in my account for - because the deposit that happened on - did n't count for the - statement. I called to complain and they removed the fee.
PNC Bank N.A. customer in Maryland
Jun 06, 2016
* Source: CFPB Complaint Database
PNC Bank N.A. response to complaint:
Closed with explanation
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