Fay Servicing, LLC Mortgage Complaint

Fay Servicing, LLC Mortgage department,

Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure Washington

My name is - - and I have a home that is to be auctioned on -/-/16 by Fay Servicing. I am pleading your help to stop this auction NOW to allow more time to try to sell my home in order to avoid a foreclosure. Fay Servicing has filed a judicial foreclosure on me in order to foreclose on my once ( PAID OFF HOME ), and i am a victim of predatory lending. I 'm a very ill, -, - - - -. I have fought to keep my home I 've lived in for over 25 years from a present foreclosure. My home is at the point of a Sheriff 's sale now and hanging by a thread. Originally - held the mortgage starting approximately on -. At some point later, - - - bought - and took over administering my loan and others. I might add that both banks held my feet to the fire by lies, threats, intimation. But worst of all-hollow deceitful promises to keep


I then paid them a years worth of preloan modification payments of $420.00 because - - - made deceitful promises of a loan modification just like - did. I must add that every dime I paid - of these banks came from my small social security check every month. Needless to say I had very little to live on left each month even though I had monthly utility bills, medical bills, etc. However, during my ongoing deterioration of health, - I continued to try to save my home by applying for various government and state agencies foreclosure help. All turned me down because I 'm too sick, too old and have no viable income other than social security! I 've tried to get a Quite Title, or a Life Estate solution with no results from the folks helping me in this capacity. No one seems to care if I lost my home!! So I kept searching for help every where I could over the last nine years. However, drowning in useless paperwork, and intensive computer research, plus every other source I could find but to no good end, I became so ill that I lost all my -. My whole life changed from my credit rating, normal life style, due to health driven emotional highs and lows - ). I lost items I could not pay for, and stopped my phone service, cable and other non essentials I could not pay for. I was and am desperately ill and basically trying to survive alone against a tide of life crashing down on me. Later when other mortgage companies tried calling me they could now reach me. Even so, when I received their mail and because of the shoddy and criminal way I was treated by -, - - - ; and so called Federal and State Foreclosure agencies, and mostly because of being so desperately ill, I did not always respond, or if I did, I demanded proof of their having a legitimate right to handle by mortgage, and promises of help, which none supplied. My health issues can be confirmed by other documents, including doctors numbers, dates and other medical and Washington state services I have or am receiving now, if needed. Please stop this auction on - - by Fay Serving!! Respectfully, - -