Discover Credit Card Complaint

Closing/Cancelling account

Discover Credit card department,

Closing/Cancelling account Missouri

on -/-/- I paid - the balance on my Discover credit card. on -/-/- I had an email conversation with a Discover rep, requesting that my account be closed. The rep indicated at that time that she had closed the account. Unfortunately, I forgot to cancel a recurring payment at my online bank, so a payment of $200.00 was made, then the next day I got an email from Discover about an increase to my credit line. I just logged into their website to see that I have a balance of $ - ... they deducted $40.00 from my payment for interest charges - on an account that I had requested be closed, after paying it down to a $0.00 balance. The rep who told me the account was closed on -/-/- made absolutely no mention that further charges would be applied to the account. I opened a chat with another Discover rep to request that, since my account was supposed to have previously been closed, my $200.00 be refunded to me and the account closed. She did close the account, but is only refunding the $150.00. I feel that the entire $200.00 should be refunded, as the account closure mistake was theirs, not mine. I have an email dated -/-/- from a Discover rep confirming that she had closed my account.

Discover customer in Missouri
May 18, 2016

* Source: CFPB Complaint Database

Discover response to complaint:
Closed with monetary relief

Created with Highcharts 4.2.3DiscoverComplaint HistoryComplaints12/20111/20123/20125/20126/20127/20129/201210/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/20141/20152/20153/20154/20155/20156/20157/20158/201510/201511/201512/20151/20162/20163/20164/20165/20166/20167/20168/20169/201611/201612/20161/2017050100150200Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3DiscoverClosing/Cancelling account78.9%6.9%10.2%0.7%1.6%1.6%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageClosing/Cancelling account0.1%10.4%6.1%2.6%0.9%14.5%65.1%0.3%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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https://www.discover.com/
224-405-1747
davidnelms@discoverfinancial.com
P.O. Box 30943 
Sale Lake city UT 84130
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