PHH Mortgage Mortgage Complaint

Conventional fixed mortgage Loan servicing, payments, escrow account

PHH Mortgage Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account California

I prepaid on my mortgage account ( my payment was sent on - -, 2016 ) to be used toward my - -, 2016 payment. PHH mortgage used that money toward my principal, and then proceeded to send me a late statement stating that I had n't paid my mortgage for - -, 2016. When I complained they " refused '' my claim, and my principal has been docked, along with my credit being affected. When I contacted PHH Mortgage, they stated that they could n't fix the principal amount because they sold my loan. I want PHH Mortgage to be held responsible for the amount that my principal was " docked '' because I had a " late payment. '' I spoke with - - at PHH, who told me that he could n't help me, nor could he forward my complaint to anyone.

PHH Mortgage customer in California
May 06, 2016

* Source: CFPB Complaint Database

PHH Mortgage response to complaint:
Closed with explanation

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