USAA Savings Credit Card Complaint

APR or interest rate

USAA Savings Credit card department,

APR or interest rate Washington

I applied and received a credit card from USAA with a 0.0 % APR for balance transfers. After I was approved, I found out that balance transfers would be at 12.9 % APR. The day after I applied and was approved, I went online, and all mention of the promotion on the USAA website was gone. I called and asked them to look into what happened. On - -, USAA send a letter ( attached ) and said that they found the problem, and that they would now apply the 0.0 % APR to my balance transfers. However, because of the problem, I did n't make any balance transfers because I did n't want to pay the 12.9 %. The promotion ended in - 2015, and now USAA says that I can not transfer any balances and receive the 0.0 APR. They said that regulations prevent them from honoring the original agreement and that I should have transferred the balance before the offer expired. All I want is to transfer the balance of another card and get the 0.0 % APR they offered when I applied for the card. I have banked with USAA for many years, and they have been an excellent organization until this incident. I have discussed the problem with - levels of their customer service, and they have been sympathetic, but unwilling to honor the original agreement. If I had been able to transfer the money when I received the card, I would have saved about $500.00 in interest that I could have used to pay down my balance ( which was the sole reason I for applying for the card ).

USAA Savings customer in Washington
Apr 19, 2016

* Source: CFPB Complaint Database

USAA Savings response to complaint:
Closed with non-monetary relief

Created with Highcharts 4.2.3USAA SavingsComplaint HistoryComplaints4/20126/20129/20122/20134/20139/201311/20131/20142/20144/20145/20146/20148/201412/20141/20152/20154/20155/20156/20157/20159/20153/20164/20168/20169/201601234Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3USAA SavingsAPR or interest rate48.5%39.4%9.1%3.0%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed without reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageAPR or interest rate0.1%9.2%9.3%7.5%0.7%24.3%48.7%0.2%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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