First National Bank of Pennsylvania Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

First National Bank of Pennsylvania Bank account or service department,

Checking account Problems caused by my funds being low

Adjust penalties. FNB bought - - in PA and with it my account. Balance of - cents. Service fee of $5.00 because my account required - of quote : To avoid a service charge in this account you would need to meet - of - requirements. They are a minimum balance of $500.00, a recurring direct deposit, or - debit card transactions per month. When the account is overdrawn for 3 consecutive days there is a $12.00 continuous overdraft fee. unquote.


arranged a $20.00 deposit but it was too late to avoid the next $12.00 penalty. Apparently a penalty of $12.00 is charged every 3 days. I have attached a download .csv of the transactions. Sir/Madam, this is like the 3 second rule and like chasing a moving target. Should n't they be obliged to notify me if a transaction that they a generating will create a negative balance and hence give me time to cover the $5.00. Once again the big banks are beating the little guy to a pulp. It 's just plain greed!

First National Bank of Pennsylvania customer in
Apr 06, 2016

* Source: CFPB Complaint Database

First National Bank of Pennsylvania response to complaint:
Closed with monetary relief

Created with Highcharts 4.2.3First National Bank of PennsylvaniaComplaint HistoryComplaints2/20156/201511/20154/20165/20167/20169/201610/20161/2017012345Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3First National Bank of PennsylvaniaProblems caused by my funds being low35.7%50.0%14.3%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageProblems caused by my funds being low0.1%2.9%3.1%3.4%2.6%41.1%46.2%0.6%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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