Stearns Ventures, LLC Mortgage Complaint

Conventional fixed mortgage Loan servicing, payments, escrow account

Stearns Ventures, LLC Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account California

Stearns Lending, LLC, is charging us late fees for a payment which was cashed by them 12 days before it was due. Our payment was due - -, 2016 ; we mailed in a check at the end of - and it was cashed by them on - -, 2016. They did not credit the payment until - -, 2016, 22 days after receipt. Stearns Lending then sent us delinquency notices. On Monday, - -, 2016, we contacted their customer service department and forwarded a copy of the cashed check to the email address they indicated. Their automated email response indicates they will get back to us within two business days. I called Wednesday, - -, and the phone call with the representative was cut off. I called again this morning, - -, and was informed that the late charges can not be removed from the account until it is reviewed by a supervisor, and this is scheduled to occur next Thursday. This is for the second payment on a 30 year mortgage.

Stearns Ventures, LLC customer in California
Mar 04, 2016

* Source: CFPB Complaint Database

Stearns Ventures, LLC response to complaint:
Closed with explanation

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